A few years ago I needed a washing machine and didn't have much money. I bought a second hand Hoover from an ad in the local newspaper. "Rconditioned washing machines for Sale" I paid £80 for it and it lasted 4 years! Not bad at all for what I paid. If some sales idiot said to me no extended warrenty or payment protection insurance no credit deal, I'd tell him to shove it where the sun don't shine and walk out. They need you more than you need them.