progressive is the holding company or welcome finance.
its all the same thing
as with all things,
i think it depends on your situation.
If u take a loan from the branch they will explain everything to you and are strictly monitored.
if u take a car loan, then unfortunately, it is the car salesman that is responsible for what they tell you (remember that they want to flog u a car)
however, they are also now strictly monitored.
- also welcome car finance is not the same as welcome finance.
WCF sell u the car and WFS service the loan...
.also, its usually the insurances u take that increase the loan to a much higher balance.
this is all clearly shown on the agreements so make sure u are happy with what u sign.
its not usually in small print either!