Hi, did you get the correct address in the end? if so, can I have it please as I am trying to get charges back on behalf of my mother. Thanks G

Thats very good info, Thank you. I have deducted all past late payment charges when I paid my last bill, can I do this? or is it a case I would have to pay them and tehn go to court like credit cards?

Its wrong that British Gas even try to charge for late payment. When I paid my last bill I deducted all past charges for late payment. Can I do this? if some one knows. They have since told me that they are allowed by their regulated bodys to charge these fees for late payment, can some one confirm if this is true?

Hi, well went to court on the 3rd July 2008, and after teh HFO legal agent gabbing on about interrest and costs, and another 30 minutes teh Judge dimissed teh claim based on the documents showing a credit card application and not a Consumer Credit Agreement, wrong account numbers, dodgey paper work, which I am to follow up, as the copy letters from Barclays were not gen. So all in all a good day. I have dealt with HFO for a long time and it was good to know how much money they have lost in legal fees and then no win. To All....if you have an issue with HFO, I am willing to help and assist all I can for you to win.

Hi, I have dealt with the issue for my wife from the begi9nning. Its HFO services chasing money owed to Barclaycard, problem is they have refunded the said monies as they were charges, I have told HFO and Their solic's, but they still insist. The funny thing is the account numbers are wrong, only a copy of an application and not a consumer credit agreement. Further more a copy of a leter that they have put forward to the court looks like its been copied and amended, I ahve an original and they do not match. I was thinking of asking the court to look in to this matter? Thanks Gareth

Thank you for your help and advice.

Hi All, I have to go to court on Wdes 3rd Jult 08, and as my husband has been dealing with my defence, can I attend but have him do all the talking etc on my behalf?

I have a court hearing on teh 3rd July 2008,looking at the paper work this evening I have just noticed that in all of HFO's paper work they quote two account numbers and niether are mine. Also I think they have created a letter from Barclaycard as it is completly differant to my copy, and has diff fonts? should I point htis out to the judge?....have they committed a crime if they have made up a letter that they said they had from barclaycard?

Hello to All I am new to the site and looking for some advice. I have just got hold of the list of charges that British Gas have applied to my account over the last 2 years. My question is, can I deduct them when I make my next payment when I get their invoice? I was thinking that as long as I paid teh fuel fees but not the charges could they cut me off for not paying their late payment charges? Cheers Gareth

Hi All, I have a Mortgage with BM and want to know if anyone could advise me that if I claimed charges from them, could they end my Mortgage and me ending up without my house?

I hope I am posting in the right place?....forgive me if I am not. I have been looking for a site that can help, advise and if not I can just get good advice and help from a site full of great people. More people, more power....one and many can do anything, when it comes to big business and unfair practices.