Hi, i currently owe hfo services 500pound for a barclay card debt. Im unemployed and cant afford to pay much at the minute and they keep telling me that they can only accept payment by direct debits, i only have a basic bank account so i cant have direct debits, ive offered to pay it in other ways but they said they cant do it. Now there threatning me with numerous charges and that it will go to northampton court. I get a call from them everyday but i have no way of paying it as they say i can only have a direct debit set up, has anybody else had any problems with the woman who keeps ringing me called trisha weaver shes a horrible horrible person i dont know how she sleeps at night. Something needs to be done about hfo services.