Firstly can i think anyone that replied to my post. i recieved a letter today from westcot apologising and saying that my account is now closed. thanks very much everyone.

bazza thanks very much, sorry to be a pain but shall i just take out the limitation act 1980 from the letter and replace it with the limitation (northern ireland) order 1989 and do not quote any sections ?. im a bit lost when it comes to stuff like this so any help would br grateful. if it helps they say the debt is from choice catalouge. again thanks very much for your help so far. Shaz

Hi i also recived a letter from wescot last friday but my debt is 14 years old !!! i have printed the letter from the first page of this thread but im from northern ireland and i dont think the limitation act counts in northern ireland. i have tried to find info on this and it does say that its is extended to nothern irland but i wasnt sure if it was called the limitation act 1980, should i just send the original letter or could someone please let me know the relevent act that covers nothern ireland... thanks in advance Shaz