thnaks for your help i will be posting the Sar in the morning

Hi there, i am about to send my first letter to RBS credit card asking for copies of defaults etc, im just worried that if i proceed with this that they will demand i pay of the full amount of my credit card and my loan with them are they able to do this? Showuld i open a new Bank account as well as i do Bank with them Thanks in advance for any help or reassurance

Hi there, im just wondering ig there is a template letter to use or what i should do,i sent letter to hfc requesting a copy of my loan agreement i used timeline 40 days and template from here and i have heard nothing back what should my next step be please. Just not sure what to put in the next letter Wuld relaly appreciate your help

Hi there Thanks a lot for your relpy, much appreciatted, im just printing out the letter now, will keep you up to date.

Hi folks, i have a question and wonder of some one can advice me before i proceed with a letter. I took out a loan with beneficary roughly around 2000-2001 i have misplaced the paperwork for this, before the loan was finnishing i renewed it with a top up loan and paid off the first loan. Both these loans have ppi, my question is, when i write a letter to them, do i request information about the first loan and the ppi details or just the second loan i used to pay off the first one. Will i get a refund on both? I feel i was miss sold these products as basicaly my work covers me for 1 year if im off sick . Im not sure how to proceed here, do i request information for both the loans even tho one is paid off by topping up ? Hi folks, i have a question and wonder of some one can advice me before i proceed with a letter. I took out a loan with beneficary roughly around 2000-2001 i have misplaced the paperwork for this, before the loan was finnishing i renewed it with a top up loan and paid off the first loan. Both these loans have ppi, my question is, when i write a letter to them, do i request information about the first loan and the ppi details or just the second loan i used to pay off the first one. Will i get a refund on both? I feel i was miss sold these products as basicaly my work covers me for 1 year if im off sick . Im not sure how to proceed here, do i request information for both the loans even tho one is paid off by topping up ? ...................................................................................... Little update i called them and spoke to a manager to ask if they could send out my paperwork, they told me they would pass my information on to the complaints department. I mentioned that i felt i was sold ppi unfairly and they said to me " oh because of the media everyone is jumping on the band wagon" And if you want to cancel ppi you wil have to take out a new loan. what should i do now whats my next step please:roll: