Forgive me Pin1onu, I don't think I understood what you were saying earlier. By PCN do you mean Penalty Charge Notice as opposed to Parking Charge Notice? My understanding (which may now be wrong ) is that if this is a private car park then the ticket is a Parking Charge Notice and not a Penalty charge notice. Is this incorrect? To give more information the car park is clearly branded as NCP, is not on the street in pay and display bays and as such I assumed that this is a private car park run by NCP. Is this not the case?

Hi Quick question on the above please. I have had my car illegally towed (and have been given some fab advice on this subject elsewhere on the forum). As a result of this I now have to pay £135 this evening to get my car back. I have read in various posts on this forum that if I pay by card (I intend to pay by Visa Debit) that I can do a 'chargeback'. This advise has been given on thid forum for transactions from clamping, towed cars to payments to baillifs :o I have read about chargeback on the web and although I appreciate its not as cut and dried with debit cards as it is credit cards, I am confident that I can insist that my back does a chargeback (apparantly Visa will make them do it needs be). However my research into chargebacks thus far has shown that this is largely done for goods not received, faulty goods, or unauthorised transactions. Obviously in my particular case this is non of the above. I am therefore a bit stumped as to how I can ask the bank to do a chargeback if I go down to the pound and use my chip and pin? Is the fact that this charge (i.e. the release fee) is in relation to an illegal impounding enough? Does anyone have any knowledge of this? Thanks in anticipation

Thanks again for the responses guys. Re the Statutory Declaration, I believe this can take rather a long time to do and I need the car back urgently so I guess i am going to have to cough up the money and try to claim it back. Just spoke to the parking department (which was a mistake) and they basically just stressed me out and tried to tell me that a Statutory Declaration was of no use to me, but then they would say that I guess. So what I would like to know now (then I will leave you all in peace) is how do I go about claiming my money back for this illegally towing?

Right then, I've had a look at the sign. Right at the very end of it it says that your vehicle may be clamped or towed if you do not comply with the provisions of the notice. It also says you may get a ticket and doesn't specify what would constitute a ticket only, or what would result in a clamping removal. It is therefore at best ambiguous. There is no mention anyway of a fee to remove clamps or in the event of being towed. it says that the car park is regulated by the City of Manchester Parking Order 1998, but I can't fine this online. I have therefore contacted Manchester Cioty council for a copy. One final thing, al of this writing is ona sign above the pay & display meter but in very small print. So small in fact that my camera on my mobile has insufficient zoom to take a picture of it. I have another camera at home though which should do the trick. So what do you think? So

I'm onto it guys. Will take pictures at lunchtime and get them onto my pc this evening. Thank so much everyone for your help with this. I am starting to feel much better about it. I will certainly be claiming this release fee back, its shocking that they can do this.

Not sure on the sign as there is a massive amount of small print on it. I had a quick scan this morning and couldn't see anything about removal. I will have a proper read at lunchtime though and let you know. Assuming they have taken it illegally does that mean I could try to get the release fee refunded once I have paid it?

Yes but the ticket may have run out by about 20 mins

Yes I am the registered keeper but have moved address fairly recently. I have advised the DVLA of this. My ex and I used to live together so there is a possibility he has intercepted these letters, however I find that quite unlikely. I guess I will have to take this up with him. NCP are acting on behalf of themselves. They have said that the tickets are in relation to their parking fines. Apparantly they are from a pay and display car park in the city centre so I don't know if they are acting on behalf of the Council?

Hi all Hope you can help me with this one. I came out of work last night to find my car had gone from the NCP carkpark (open air not multi story) naturally my first thought was that the car had been stolen. On ringing the police they advised me that my car had been removed for unpaid parking tickets by NCP. I knew nothing of these tickets, however my ex boyfriend used to use my car so I am suspecting this is his doing! Anyway they now want £135 release fee for my car. They originally wanted the tickets paying too (there are 7 of them) but I eventually managed to get them to back down on this. Obviously I need my car back so will have to very relunctantly pay the £135, but I am most annoyed about this. My question is do they have the right to just take my car like this for unpaid fine? And is there any chance of getting my £135 refunded to me if they have not acted within the law?

Posted on wrong thread

Hi I am really really hacked off with a payday loan company i used recently and just wanted to know if you think there is any point in me pursuing a complaint. Its one of these ones where you write five cheques and they bank one per month and then take the interst from your debit card. So far I have made two repayments, a capital payment of £100 and the interest for rolling over the remaining cheques. The thing is on both occasions (each month) they have taken the entire payment from my debit card and not cashed any cheques (in contravention with the credit agreement), taken the payment early (again in contravention with the credit agreement) and taken payment twice!! They have refunded me the overpayments but I have incurred bank charges and inconvenience for the fact that they have taken payment early and twice. I have emailed them to complain but they have ignored my emails. Normally I would complain bitterly, but my fear is that they hold five of my cheques whihc they could cash at anytime, leaving me high and dry. I would just cancel the cheques but as they are guaranteed then the bank would pay them out anyway. So what do you think, do I just leave it be and never use them again or do i complain and demand compensation?