Hi , I am need of advice, I bought my second car a Vectra from welcome car finance just over two years ago and now I want to invoke the voluntary termination. I havent had any problems with welcome before, and have been with them for 6 years, I want to swap it for another car from them. I have £6k of finance outstanding on the vehicle and they are only offering me £2350 for the vehicle plus a letter worth £2k off the outstanding finance????? I was under the impression that a voluntary termination meant that they would write off all of the outstanding finance and would simply start again with a new agreement?? The car had very high mileage when i purchased it, and it needs to be changed before repairs become an issue! Help!!!