We both tried, got letter back saying they were not going to do anything and to be honest, even though we got the claim forms, we just didn't persue it. I believe all claims are now on hold? Even if we did get them back, don't think I'd ever go back to one of those accounts. I love having one person to deal with and they're so lovely - at least I know I can't get in trouble now!!

Hey MemmaJ, I hope your mind was put at ease, one of my family has an IVA with Gregorry Pennington too and the Think Bank account - it's the best thing they've ever done! They've not been 'screwed' at all!! Yeah, they pay £15? per month for the bank but they NEVER can spend more than they have or get bank charges [after they were gettin £60 pm from H'fax £15 pm is great] and to be honest, I wasn't in any state they were and now I have one! Mine's £12.50pm [there's is joint so it's different] and I did pay £25 but even paying them everymonth, I'll still be better off then I was before with charges. I know someone asked what happens if bills change - well, they call me when my mobile bill is more than I set aside and then I choose what to do. Think the people slagging it need to know more. Might not be for everyone - nothin ever is! Good luck sortin things out:)