Although I'm guessing they won't play ball as I've left it too long to tell them I'm off sick.

There's Coversafe,in case I'm unable to work. I have been off sick since december 2012 but haven't used it yet. Maybe I should do that? Not really sure how it works though,except that it applies if you have been off for 14 consecutive days. Which I have

Yeah...I did call them the other day but they said they couldn't do that. I have to be honest and say I didn't know how the card worked. Until very recently anyway. But of course I've already made the mistake of spending.

Hi all. I'm not new to this forum but have seldom posted,but have read lots! I need some advice as I think I may have trouble ahead. I got one of these last year and have made some purchases. I have only made the minimum payments each month and now I am aware of the horrendous repayments to come. ..I have spent 1200 on the card and paid 200 back a few days ago. Balance currently stands at 998. Has anyone else been in this situation? There are 4 buy now pay laters that mature in the next few weeks and I don't think I'm going to cope. Any advice greatly appreciated (I think I'm gonna need it...)

I stopped Dec 20th 2012.I was a 40 a day man for 22 years.Feel a lot fitter already!

Hello all I have (stupidly)maxed out my argos store card to the tune of £1200. Its got an APR of 29.9% on it and i had a few buy now pay later things on it. Ive only been paying the minimum payments for a few months and some of those buy now pay laters are due to expire.Ive not even scratched the surface of what i owe them yet and am fearing massive repayments ahead which I doubt I will be able to afford.Any advice as to the best course of action? Note,I am not yet in trouble,but suspect I may be soon! Apart from turning back time and not having it in the first place,any advice will be appreciated Regards

Can someone tell me how to start a new thread ? I'm using a mobile and I cannot see how to do it!

I too have received a SORN fine just recently...Im having financial difficulties and have posted a letter explaining so today..fingers crossed