Can anyone tell me how long its take for a transfer from one bank to another. My dad transfered some money to me on saturday i know that this day is not included. he banks with halifax and i bank with abbey. can anyone tell me please

rang them today and was told they didnt need to know the outgoings as its for only shared owenership, was told not to worry. thanks for your help

hiya yes there have asked for bank statements and paysilps, still waiting for the bank to send the statements, i will get my husband to ring our advior and find out from her.

hiya, yes we were honest with them, our advior didnt ask about our outgoings we are going for shared ownership, i think its for £42,500 i'm just a bit worried as we got a car loan that comes out weekly andthey didnt ask anything about that i dont want anything to go wrong!

sorry for late reply yes you are right they are called preferred have you heard of them?

hi i think they are called Approved, they are for people with bad credit

we are in a rented house and wanted a house of our own so we could settle, between us we got 1 CCJ and 5 defaults. We have been given a mortgage in prinicple they said they are happy with things have given some id just waiting for some other things to come before we can get things started. I'm just worried something will go wrong i spoke to my adviser and she said everything was fine and things would only fall if they found something dodge on the bank statments not sure what she meant there!!? Will the mortgage company do another credit search or is that it, i have tiredto get a copy of my credit file and had a letter today to say they wanted id from me.

sorry to be thick but what is a CCA

ok thank you for replying i will let you know when i here from them.

when i was younger i ran up loads of debt, which i could not afford to pay i had an argos card catalogues ie look again etc, i have not heard from any of these in around 6 years does this mean this debts are invailed now as i heard that after 6 years they are wiped off if they dont contact you

i had 2 CCJ's, one was halifax and the other was natwest. was paying these every month till the standing order started being paid back to me, rang halifax up and they said they had sold the debt and they could even though it was a ccj, so i stopped paying it. had letters from debt agencey demanding £50 per month i told them i could not afford it and that it was a CCJ they kept telling me it was not even though i had court paper to say it was. anyway i started paying £20 amonth and then was told to stop because it was a CCJ, they would not take any payments off me to pay this debt, i have now moved and not heard anything about these debts. what should i do

i have been totally stuiped, i spilt up from my husband had no money and 3 kids to look after i was really struggling. i was using catalogues but in other peoples name to get clothes for my kids, i have paid some of them off but some i cant afford the monthly payments. i also owe money on a catalogue thats not in my name ] any advice please