Hi Folks I have just had a letter from Capquest regarding a dispute that I have on-going with Lloyds Banking Group. Capquest have said in their letter the following:- As we are now the legal owners of this account, we are able to obtain regular updates from the credit reference bureaux regarding your current account position. We use this data to evaluate what steps should be taken to get your account onto a paying status and to assist you in repairing your credit file. These updates can include the following information about you:- 1. Bank Account balances 2.Credit and store card account balances and available credit 3.Details of unsecured personal loans and other credit agreements 4. Mortgage and secured loan details. I have responded with the usual letter stating that the original dispute with Lloyds is still on-going and that they have bought a debt that is in dispute. I understand that credit and mortgage details and such are on my credit file but what concerns me is that they say that they can see my bank account balances. Is this true or just another DCA bull tactic? Thanks in advance Angus

I have recently won a battle over a LLoyds TSB Debt that has been in dispute and forced Apex to return the file back to LLoyds thanks to the great information posted on this site. I have just been contacted by Apex acting on behalf of Cabot over an EGG Credit card Stat Barred debt going back to 2004. Given that Apex has used the data from the Lloyds case to inform the Cabot letter is that then a breach of the Data Protection Act by releasing My information to Cabot without my permission. I have written to Apex on this matter and they are just ignoring the letters, I have sent all the Stat Barred letters as well but just fancied having a bit of fun with these idiots. Any advice?