Hi Just to cut a long story short Im a council tennant. A few months ago a contractor came out under orderrs from the council to replace my sheds roof. During the process of replacing the roof the temp roof they put on came away and it rainned very heavly and caused a lot of water damage to the content of my shed. They have admitted to negligence and have said they would be willing to pay for the damage they have caused. They have caused a lot of stress and inconveiance to me and my family and belive me they have caused a lot. My question is can i claim for comensation for all the stress and hassle the have caused me. They say that i cannot. Please help. Thanks

Hi there does a liability order trump the limitation act ie even thou i have had a liability order against me i have not received this order or any other form of paperwork stating that I owe this money for over 6 years. Please help

Hi There Can anyone help I received a letter from birmingham city council last month stating that i owe them over £700 in council tax from a property i owned with my husband for 2002/2003. I sold this property in 2002 and have not lived there since the sale of the property. i was advised to send them a letter stating the limitations act 1980 this i sent out to them i have now had this response from them. please state that what they say i have not recieved any of what they have sent me. This is the letter i have recieved from them. Dears Mrs XXXXXXX Council Tax for above property Thank you for your recent letter regarding the above. The contents have been noted. I must advise you that a liabililty Order was granted by Birmingham Magistrates Court on 5th February 2003 in respect of the balance outstanding for the 2002/03 financial year. The Limitation Act 1980 does not apply to balances where recovery action has been taken through the courts. There is no time limit on collection of these debts. I note that you state that you have not acknowledged any contact by Birmingham City Council in the last six years. However I must advise you that demands for payment were served on you in respect of the balance owed for the 2003/2004 financial year with the last six years. I must advise you that these were served to your last known address, in accordance with section 233 of the Local Goverment Act 1972. Therefor the balances outstanding are payable. You should make payment in accordance with the bill issued 17 June 2009. Failure to do so will result in further action being taken to collect the full balance owed. I have never recieved any of these so called letters and have not received any Liability Order they say they have sent these to my last known address. yet I have continued to pay council tax in my new property since my husband sold the above property. I hope some one can help im lossing sleep over this. Please Help

Hi My Son is 26 and has downs syndrom he currently goes to a adult special education centre in the west midlands twice a week. Tuesdays and Thursdays he gets picked up from home on the morning by coach or minibus and dropped off at the end of the day. As of last week the council are going to charge me £40 a month for him to be picked up and dropped off. I wont to know can they do this he is registered disabled and the centre is over 4 miles from where I live. Can anybody help me I cannot afford to pay this money but I dont wont my son missing out. Thank You

Today

Hi

My son aged 10 goes to primary school and he goes with a packed lunch this consists of a sandwich apple a drink and a choclate bar and a bag of crisps. The other day the teacher told him that in future he is not allowed to bring and eat a bag of crisps or a chocolate bar as the school now does not allow them as it is pushing through a new healthy eating scheme. My son came back very upset saying that he was not allowed to take crisps or chocolate anymore, My son is not over weight and is a very healthy young boy who is tall and slim and enjoys a very healthy diet at home. Can the school dictate to me what i can and cannot put in MY sons packed lunch. Please help as i wont some info on this before i go and give this school a piece of my mind.

I have received a letter from blair oliver scott asking for over £6500 to be paid to them or they will take me too court.the amount is from a loan i had with halifax. Im currently in the process of trying to get back the miss -sold ppi that they charged me, this is being looked into by the financial ombudsman. im at my wits end now that i have recieved this letter there is no way i can afford to pay it back any help would be gratefull. thanks

I have a loan with halifax (silly of me i know that now). Im currently in the process of trying to reclaim the ppi that they mis sold me. Im at the stage now where all my attempts by letter have failed, I have now passed it to the financial ombudsmon to investigate. My problem is this, halifax have now sent the debt over to their solictors blair oliver scott even tho the account is in legal dispute and being investigated by the omnudsmon. Any advice on how to proceed will be very welcome. and also what to do if they send me to court.

As i understand the law any monies owed that have taken a company more than six years to ask for is void but please re check this with someone who is upto date with debt.

Stop worrying and stop losing sleep this so called debt recovery company that has told you they are now handling the debt are breaking a lot of rules. next time they ring just plainly and politly say if you wont to talk about this debt then you can put it in writting and send it to me and then hang up. simple. Have a good look round this site it is as Conniff says a fantastic site and is very useful.

Hi Have been struggling to get my ppi returned now since August 2007 have sent about 6 letters to them and have have always had the usual reponse. please go away we are not going to give you your money back. have just received their latest letter and it says that they are not prpared to refund anythin, it goes on to say that this is their final letter to me on the complaint. My question is where do I go from here. Please help

help please Even though i belive i was misold ppi halifax have sent a letter back to me saying that they will not continue with the complaint because i signed asking for ppi. What should i do now. ? Any help or advice is welcome thanks

Thanks Curlybean

loan was taken out in march 2004. where can i get a temlete letter from for this cca