Hello, Thanks for the response. I will resend the SAR again with the cheque for £10. Just one thing though, should I send it to the head office or the local branch please? regards sbounds

Help needed please! Ive sent the S.A.R letter which states that I would require the information back in 14 days but have not had anything... should I have inclosed a cheque for £10 and if so should I resend the letter? steve

hi, thank's for the reply's, ive sent a standard SAR request letter to their head office. Am waiting fo rthe info so I can send a letter asking for the refund... should be interesting. Have looked through the PPI forums, and the one's including HFC claims, have also looked on another sites forum about this, so hopefully I wont miss anything out. thanks again Steve

Hi Scott no it wasnt, but thanks all the same. regards Steve

not yet?

hi thanks for the reply. I have had a look on the links thats you posted, my 2 main concerns are that my loan ran between 2000 to 2005 is there a time frame that I have to do this in, and that it was with the HFC bank... i cannot find anyone who has finished claiming successfully against them steve

Hi, reading other post, i noticed that there is a time limit on how far back you can claim on, ie 6 yrs. i had a loan with the HFC bank for £7500 witch i took out in 2000, I finished paying the loan in 2005, on time etc but was told i had to take out the PPI to have the loan, it was a single payment PPI that was added to the loan at the start, and of which I paid interest on, I wasnt told about the type of PPI, and I didnt know any different. after a while and looking to reduce my outgoings, i made an appoitment to see the manager and try and cancel the PPI, he told me I couldnt and the only way out of it was to take another loan out, without the PPI to pay off the original loan, this worked out nearly the same a month with a higher interest rate, so I stuck with it until the end. Is it worth trying to claim this back as I felt totally abused by this bank or is it to late. please advise me. regards Steve

tasty beer in the garden??!!:o