Hi again.
Wait till you hear this :
A week over the 28 days, i get a letter from nemo. It says as follows .....
I am writing further to our final response letter. At that time you were offered redress on the basis that we believed that you would have bought ppi, but paid a monthly premium rather than a one off premium. This meant that the amount that those monthly premiums would have been was deducted from the repayment made to you under that offer.
We have further considered your position, and as a result now intend to put you in the position you would have been in had you not bought any ppi.
This means that we would like to increase the amount of redress offered to you and instead offer you full redress in line with FSA guidance.
It will result in an additional amount of redress being paid to you over and above the amount you have already accepted.
So..... Cheque enclosed for the full amount that i was claiming - £5075 and another cheque for £20 as a gesture of goodwill.
Any ideas on why the sudden change of mind by nemo?? I had already returned the acceptance letter for the £3100 offer which they had received and when i spoke to them after the 28 days they told me the cheque for £3100 was ready to be sent out.
Very strange.. Good, but strange.
Rob