Thanks for that will check thread and hopefully get them off my back.I am amazed how many people I have been in contact with have had similar problems with them and there solicitors......thanks again.....

I to am having problems with provident for a loan I took out last year couldnt find a thread so if anyone could help me it would be much appreciated. I moved to Oldham last October and informed Provident a month in advance and they said not to worry as they had collectors and offices all over the country and someone would be in contact with me at my new address to carry on with doorstep collections (I had 2 loans at 300 and 150 with apr at 177 for both. I heard nothing after a month so rang them where they said the same thing and also gave me a mobile number of an agent, when I finally got in touch with him he said they had no offce in Oldham and agents did not collect in the Greenfield area (about 4 miles from Oldham centre) and put me back in touch with their office in Bradford.This went on for a couple of weeks then around December, I think, I got a solicitors letter from C K EDRUPT threatening court action so I rang and explained the situation and they asked if I could pay by debit or credit card which I replied no as I had neither hence the reason for the loan in the first place to get me back on my feet (stupid I know as they are legal loan sharks) again I was told someone would start collecting again from my new address in 10 to 14 days.I heard nothing till yesterday when a letter arrived from C k Edrupt saying that my address is no longer covered by any local offices and that payment should now be made to them so I rang provident who put me through to a debt agency who then put me through to EDRUPT and explained to them that it took Provident 8 months to tell me that they had no offices or clients in this area and that I was willing to pay a little a month as that is all I can afford being on incap and she laughed and said its my word against Provident to do with them saying they had said they would collect from my new address as I have no written agreement and that I must send the 395.50 owed or come to some agreement so I said I could afford a pound a month and again she laughed and said no and wanted to know how much I got a month and all my outgoings again I said if it went to the CAB they would offer the same as thats all I can afford so in the end I put the phone down....any advice as to what I should do......cheers:o