Hi every body, I am new in the forum and am still strugling to use it. Can anybody tel me whether I can claim back " unarranged borrow fee" when i got the charges summary I found out that there was a lot of charges they call it unarranged borrow fee" also they state at the bottom of the statement that if I am overdrawn without arrangement i will charged unarranged borrowing rate of 29.5%, can anybody tell how i can claim back that interest level. Please send to me in private as i am struggling to go through all the messages. Thanks,