As promised heres the time schedule late December 2006 request for statements. 13th Feb Statements received 21st Feb 1st Letter 3rd March Standard reply 8th March 2nd letter allowing 14 days or court proceedings 20th March Rang Lloyds TSB to check on progress and was told it would be at least a month before it was looked at. 29th March MCOL submitted 17th April Acknowledgement of papers being served. 25th April Standard response to 2nd letter and acknowledgement of court claim. 1st May letter stating transfer to local court. Also SC&M enter 9 point defence. AQ dispensed with by judge. 24th May Court date received for July 11th and written schedule requested by 6th June ( see top of post ) 21st June court bundle delivered to court and SC&M 26th June received offer dated 23rd June for full settlement. Just awaiting funds to be in bank now..

Well done

Thanks all BTW GaryH although I didn't comply with the order....I rang the court and explained my oversight and was told that as it never stated on the allocation form that failure would result in being struck out....the judge would on the day of the hearing ( if lloyds solicitors complained about it being late ) he would decide if they had enough time to read the particulars..... As I never expected them to turn up on the hearing date I just sent a letter of appology direct to the judge explaining my oversight. I included this with the full court bundle ( which was over a week before deadline stating I believed this would allow them sufficient time to prepare.) However I guess that SC&M saw the court bundle and threw in the towel. They would have received it 21st June and their offer letter is dated 23rd June. All that said I still feel lucky and also stupid for allowing them the opportunity to get off the hook.

The conditions are not a problem as I dont use the account any more. But I think they plan on closing the account as they propose to pay into my other account with them. Which is also never used. So as soon as funds appear they will be transferred to another bank and then I will close the accounts myself anyway.

Just a quick update I will post full details and dates soon. 26th June letter from SC&M full refund due £3171.74 interest £59.79 Costs £220 including AQ cost which was dispensed with by the court so never paid.....oh dear I will accept the extra £100 anyway Total £3451.53 Success

I will ring today and see what they advise.

I am going through the process against LloydsTsb and have just realised a major screw up on my part. Any advice would be gratefully received. I am at the stage where lloyds have entered a defence and the case has been allocated to the local court 11th July....the district judge decided the allocation questionnaire be dispensed with. I was just getting the bits together for a court bundle which needs to be served and filed 14 days before court date. However major screw up is I have just noticed information on the court papers that I stupidly completely overlooked before. " By 4.00 PM on 6th June 2007 the claimant is to provide the court and the defendent with a written schedule setting out :- a) each and every charge........... b) Details of each statutory provision etc c) Details of the facts upon which the claimant relies to demonstrate that the charges are unfair etc." I feel so stupid cos I just did not see this part and assumed the info required above was the court bundle which isn't actually due yet. Please tell me i haven't lost the opportunity completely and how this will affect my case. Thanks in advance for any responses. Lee:-o