Donation made Hope it helps a little Russ

Hi Received the exact same letter as well also supplied me with an information sheet from the OFT Thought it strange as well seeing as i've had no contact for months either

anyone heard anything from apex recentlyall qiuet with me at the moment

Just to clarify Claim is still stayed Will let everyone know when anything happens chelsea

just to clarify case is still stayed at the moment and will keep everyone informed when anything happens chelsea

purplepaws You could be waiting a long time,he sent it over a year ago

I think my credit report is shot already already been defaulted have no intention and hopefully will never need to use credit again

yes been witholding but putting aside I had had no acknowledgement of the previous 7 months payments where as before was getting a receipt every month

Sorry caro I certainly had no intention of witholding information which may help others My defence was pretty much what the mould advised in post 11 thanks chelsea

Hi Kittiebelle Have a look in sussex1's thread just below I've put a link to the judgement on that case. I think everything came in favour of egg chelsea

It was just a non response from claimant I've had nothing to post since defence went in as nothing has happened since then,will get back to posting as soon as I hear anything thanks chelsea

Hi Peter Claim was stayed at the beginning of december so just waiting for next move.

Hi sussex1 Sorry I cant help with your response I am also in the same position as you. This should be the link to the outcome of the case It appears to have come in favour of egg but someone please correct me if I'm wrong http://www.consumeractiongroup.co.uk/forum/showthread.php?276509-Alexandra-Slater-v-Egg-The-Full-Judgement&highlight=alexandra+slater

Thanks to The Mould for all the help you've given me,will get my defence in and keep you informed of what develops thanks again chelsea

Hi Everyone I've got to put my defence in by the end of the week and was wondering what to include in the wording of it. I have received no reply to the letters sent to the claimant and solicitors as mentioned above. I sent the cpr 31.14/31.15 request on the 4th oct and recieved a letter back from dg solicitors 12 days later although dated 8th oct that they received it but because it had no signature couldn't act on it,have since resent it but not holding out much hope of receiving anything. I take it from the claim that if I do receive anything it will just be original terms and agreement from the current account that i once had with them. My defence is that I no longer have a current account and have an agreement superseding the terms and conditions of that account. Do I state that I am still waiting for response to cpr request or that there is a new agreement since original account or do I include everything in the defence.Do I also state that i have letters concerning the new agreement Any help always appreciated