Hi hedgeyo6 I had a great weekend, and hope you are doing well! Phoned the county courts on Monday, and they said i would need to send them all correspondence (copies) to them. I asked them about the hearing date, and they said they would send something out to me in due course, as they are very busy. Haven't heard anything more from Nat West. What can I do in the mean time, regarding my bundle of papers for court? What type of information would I need to take? Jabreeze:cool:

Hi hedgey06 Thanks for you quick response. I am going to phone the court on Monday and ask them for a update. Will also send them a covering letter and the letter i sent cobbets. Thanks for your advice, i am now feeling a little better about the entire thing, i just want closure:cool: Will keep you posted!!! Jabreeze

Hi hedgey06 Not too familiar with the terminology you are using MCOL and N1, can explain what they mean, thanks. Well the history is, started my claim with Nat West way back in February 07, the refused my first letter, then i sent a second letter. They sent me a offer for £1,900, which i did not accept, so i posted my claim online to the small courts. I waited the duration and Nat West sent in a defence to the courts. Cobbets wrote me a letter requesting further evidence, regarding my charges, so i sent them the letter attached with my original letter and the list of all my charges for £4,998 including interest. The courts have now written me, requesting me to send all further communication to them, but i am not sure if i need to send them the letter below, which i sent cobbetts. Do i need to phone the courts regarding my hearing, as i have not yet received a date yet, or do i wait, and at what stage do i start collating my evidence for court? Am i asking too much questions! Your help is neeeded!:o JABREEZE- CLAIMANT AND NATIONAL WESTMINSTER BANK PLC Defendant (or as applicable ) RESPONSE TO REQUEST FOR FUTHER INFORMATION AND CLARIFICATION NOTE- IMPORTANT 1. This response your letter dated XXXX 2007. The Response 2. In response to Para 2.1 and 2.2 (a)(B) of defendants request please find herewith (attached Schedule one) a break down of the charges applied to my account this includes the claimants account number sort code and the dates of the charges were applied and the reason. 3. In response to Para 2.2 of the defendants request, the claimant has already explained why the charges should not have been applied but for the avoidance of doubt the claimant alleges that the charges are Penalty charges that are irrecoverable at common law. 4. In response to Para 2.3(a) it is averred that Yes, I am claiming that I should not have been charged an amount above the true administrate cost incurred by the respondents, (B) the claimant should not have been charges for reason out lined in Para 2. I should have been charged the true administrative cost. 5. In response to Para 2.3(d) The Respondents have asked what I should have been charged, to answer this I will need a break down of the administrative cost incurred by the defendant in applying the said charges. 6. In response to the further question made by the defendant I will not be able to respond to these until I have disclosure and inspection of documents as I will be requiring a copy of my contract with the respondents. 7. If the defendant requires any further information, I will be happy to provide this once the discloser of documents/information has been dealt with by the court. I believe that the facts stated in this response are true.

I have received a letter from the courts today, saying that i must send all further communication to them. Does that mean i need to send the courts, the response i sent to cobetts for further evidence which i posted on Friday last week. They still haven't given me a court date, do i need to pohone the courts? Help please!

Persian This is what I have drafted so far, please have a look, not sure about para 7? Cobetts have stated in their letter that they need further evidence from me by 27 Jnue. 1. This response is served pursuit to CPR 18 The Response 2. In response to Para 2.1 and 2.2 (a)(B)© of defendants request please find herewith (attached Schedule one) a break down of the charges applied to the claimants account this includes the claimants account number sort code and the dates of the charges were applied and the reason. 3. In response to Para 2.2 © of the defendants request, the claimant has already explained why the charges should not have been applied but for the avoidance of doubt the claimant alleges that the charges are Penalty charges are irrecoverable at common law. The precedent for this was Dunlop Pneumatic Tyre Co Ltd v New Garage and Motor co Ltd [1915] AC 79.along with Murray v. Leisure play [2005] EWCA Civ 963 It was held that a contractual party can only recover damages for an actual loss or liquidated losses. 4. In response to Para 2.3(a) Yes, the claimant should not have been charged an amount above the true administrate cost incured by the respondents, (B) the claimant should not have been charges for reason out lined in Para 2. © I should have been charged the true administrative cost, 5. In response to Para 2.3(d) The Respondents have asked what I should have been charged, to answer this the claimant will need a break down of the administrative cost incured by the defendant in applying the said charges. 6. In response to the further question made by the defendant I will not be able to responded to these until the claimant has disclosure and inspection of documents as I will be requiring a copy of my contract with the respondents. 7. If the defendant requires any further information, I will be happy to provide this once the discloser of documents/information has been dealt with by the court. Your comments are welcomed. Jabreeze

Hi I haven't started by further evidence to corbetts, because I don't know where to start, if anyone got any advice, it would really help. Got my letter from corbetts on Tuesday, but I haven't had anything from the courts, don't they have to send me some kind of papers?

stevepm Thanks for responding so quick. I have gained so much strength from this forum. I will draft my response and send it off to corbetts, and see what happens. Watch this space:) Thanks jabreeze

Hi I am jabreeze I am currently trying to claim my bank charges back from NatWest. I filed my first letter in February 07 and now they want to defend it in court. I am waiting for the courts to serve me with my court date. The problem is that Cobbets sent me some papers yesterday, which is all baby talk to me. They are asking for further evidence from me. Can anyone advise me what other evidence do they need? Thanks jabreeze