Hi to every1. have just had letter from abbey nat. denying any wrong doing but paying me out in full with interest and court costs....isn't that very english and stiff upper lip of them ? started complaints 10 mnths ago and after months of ignoring me i took them to court. 1 week before court date they decided to get me out of their hair because i wouldn't go away. claimed £4,638 and got it all...Happy Days. Many Thanks to martin Lewis and all the other people from the site and consumer action group. keep up the excellent work...Jester 707 xx;)