Ok but what rate of interest am I suppose to be claiming? Didnt really think at the time but worked it out on the bank charges calculator. Yeh I no its the wrong one!!:o

Thanks to everyone for the support but I will hold off having a drink until the cheques arrive;) To Livelylad - I will scan the court order as soon as poss (son been messing with computer again and lost printer drivers) I don't know how he does it???? Order was from Rhyl County Court - District Judge Thomas hope this helps

After posting saga with Barclays (still awaiting cheques though) read on this thread http://www.consumeractiongroup.co.uk/forum/barclays-bank/102323-edale-barclays-new-post.htmlI also received letters for three barclaycard accounts, all the same standard letters offering the difference between the charges I incurred and the reduced £12 fee following the publication of the statement by OFT. The letter goes on to say if the reply does not meet with my expectations I may ultimately be eligible to refer to the financial ombudsman service. details of this service available on request.:-| Not sure what course to take now, should I calculate the difference with interest added?:? or what!!!

Just spoke to a Sharon Daboul in litigation & disputes. They are happy to accept the letter back with anything I don't agree with crossed out and signed. Also they will send payment by cheque as I no longer have accounts with them.

Thanks I'll do that now as they are only giving 7 days to return it

Crossing out the terms I don't agree with and signing sounds ok. Maybe I should also cross out and amend the (I agree to the above terms of settlement) with I accept this offer as full and final settlement ONLY. Its hard to send back with a rejection letter when it seems to be the last hurdle! What do you think

After panicking when Barclays put in a defence I signed up to CAG and received some very helpful advice, so thanks everyone who contacted me. My story I sent the letters requesting charges back for two accounts, to receive standard letters delaying a decision, so after another delaying letter asking me to wait another month I filed my claims online. After my claims were defended by barclays (standard defense) they were transferred to my local court. In the mean time I received a reply offering me a really low sum which was for both accounts. (obviously refused this offer!) I then received a letter from the court informing me the Allocation Questionnaire was dispensed with, (this is when I started panicking). So after reading advice from some very nice people on this site I set to preparing my court bundle. I also wrote to Barclays with a settlement figure which was minimally lower than that being claimed (to show the court I was making an effort). I was still awaiting a reply from them when on saturday a letter from the court came as follows: Without a hearing of the courts own initiative 1. The court of its own motion is considering striking out the defence as an abuse of process on the basis that the defendant has settled all previous claims of this nature. 2. If the defendant objects to this course of action, it is to file at court by 4pm on 09 jul 2007 a schedule setting out a list of all claims it has pursued to trial and all the claims it has settled. :DWell my reaction to this was of great joy as you can imagine, I rang the court asking if I would need to send anything for this date. I just had to wait until July 12th when I would be sent a letter depending on what Barclays reply was to the courts, was also told this is how the court is dealing with all of this type of claims. Anyway my saga is nearing its end cos Barclays have decided to settle my claim for charges (the amount I offered to settle at) to avoid wasting the courts time and it is strictly without any admission of liability on their part! However, if I accept their offer it is on the condition I agree to the offer as full and final settlement and I agree to keep the existence and the terms of the offer confidential between us. It also says payment will be made to my Barclays account but don't see how cos its been closed for the last two years. :confused:Any advice on how I should deal with this final hurdle would be much appreciated

Hi to all, I'm panicking just like gingerninja and warrentuff, this whole thing just seems to go on and on with no luck for the likes of me. Just had the court letter saying allocation questionaire dispensed with and have frantically been reading to see what to do next. Think i,ll bury my head in the sand and accept defeat!!!

Hi, just received court letter saying allocation questionaire dispensed with. Do I have to start getting a court bundle together now? Do I need old T&C's to be in a better position Claiming against Barclays

Hi hope someone can help, I have been going through the process of claiming charges back from Barclays. I have been claiming on two accounts and received an offer for the full amount claimed for one account, it had just one account number on the letter so I presumed they were paying up but they put in a defense to both accounts. (Started the court process after being fobbed off for two months and thouhgt they would keep delaying).After phoning I was told the amount offered was for both accounts which doesnt even cover half the charges let alone the interest. I have just received the court letter with Barclays defence. The defense claims the defendant is entitled to charge for unauthorised borrowings by reason of its standard terms and conditions. It goes on to say said charges remain lawful and enforceable and they were a breach of contract. The letter informs me an allocation questionaire is dispensed with but it doesnt give a court date. Do I now accept defeat? or prepare a court bundle and send off asap? I unfortunately dont have the terms & conditions and closed the account a couple of years back. Getting really downhearted over the whole thing, wonder whether its worth it to continue apart from being out of pocket court costs aswell! Help!!!!!!!!!!