Hi i was wondering if you could help.i took a new loan out in november 2006 to consolidate my debt.i was advised to take ppi as it was a large amount i was taken out,i told the personal banker that i had a bad back,but he never said if i ever claimed on my back THEY WOULD NOT PAY OUT! so i really think he missold the ppi to me! because just after new year.i could not go back to work with my back,so as usual away i went to pay for my treatment at the osteopath.in feb my disc in my lower back had burst,so i,ve tried to claim & they are saying it was a pre- existing condition.i have paided for the operation private & which has cost me a lot of money.how can this be pre-existing as i never had an operation on my back before!! can you help in this situation. regards horseychick.

i would just like to say hello to everybody, & ask how do i go about claiming the ppi back on my loan as they are trying to wriggle out of it! barclays are hoping i,ll just go away! i,ve being off work now for 5 months & just gone back today.when i took the loan out i told them i had a bad back.but it was just really bad back,but never had any surgery untill now(well end of march.) one of my disc,s had burst! so they are saying i had a pre-existing condition! where do i go from here?