Zootscoot Thanks for the T&C info it's much appreciated and I will have them in the post to the court and D&G first thing Monday. As for the typo everything in the schedule is spot on no mistakes with that element of things. Nice scoot mines a 64 Lambretta 150 Special Ride safe. Abbie414

Hi zootscoot Thanks for the reply. Unfortunately I don't have the T&C for when I first opened my current account with HSBC (approx 11 years ago) but have their latest which they sent with a reply to my threat of court action letter which I doubt is of any use to my case. I take it a copy of the T&C will also need to be sent to D&G? Do you have copies of old T&C's I could download? Also I drpped a typo in my witness statement. Instead of stating I am charged £50 for going overdrawn I've slipped another 0 in making it £500 do you see this as a problem? Off topic are you a scooterist? Abbie414

Hi All First post on here but been taking advice from moneysavingexpert for quite some time. I am due in Kingston upon Hull CC within a fortnight and am claiming against HSBC. Luckily it's not with the same judge threatening to strike out 20 cases in July! I have put together a court bundle which I sent to DG Solicitors and handed to the court the day before yesterday. It has all relevent documentation as per the bundle file provided on this site plus a charge schedule, correspondence and a witness statement that I took from the Lloyd forum on this site (amended to suit my case). The one thing it doesn't have are the T&C of HSBC and from what I am reading I could be in deep trouble. Any advice would be very welcome as to my next step(s). Abbie414

Hi All First post on here but been taking advice from moneysavingexpert for quite some time. I am due in Kingston upon Hull CC within a fortnight and am claiming against HSBC. Luckily it's not with the same judge threatening to strike out 20 cases in July! I have put together a court bundle which I sent to DG Solicitors and handed to the court the day before yesterday. It has all relevent documentation as per the bundle file provided on this site plus a charge schedule, correspondence and a witness statement that I took from the Lloyd forum on this site (amended to suit my case). The one thing it doesn't have are the T&C of HSBC and from what I am reading I could be in deep trouble. Any advice would be very welcome as to my next step(s). Abbie414