Hi Barclays have just settled... full amount £800 no conditions. Thank you to everyone who has helped and given advice, I would have given up a long time ago. Chers Photman.

Just spoke to my case worker and she informs me that nothing has been received from Barclays but she did say that as they have already filed their defence they may have nothing further to add... Photman

It says.. Each party must deliver to every other party and to the court copies of all documents on which that party intends to rely at the hearing no later than 4 pm Fri 20 July

Hi Can anyone clarify this... When I received my court date, the letter told me to get all relevant documentation to the court and to Barclays no later than the 20 July I've done this and expected to receive the same from Barclays but as yet I havn't... Is this right or should they have done the same.... Cheers Photman

Hi Have to send Court Bundle in today is there anything else I need to send with it? Thanks Photman

Cheers...

Hi With regards to my court bundle what is it actually called is it just "Court Bundle" for the title page... Cheers Photman

Thanks Broke Dave....

Hi Just putting my Court bundle together and have found a mistake in my schedule of charges its been rectified do I send the revised copy to Barclays and the court? Bundle has to be in by thursday cheers Photman PS Contacted Litigation team but they couldnt help yet...

Thanks Trucker, To be honest I sent them a copy of the statements and an amount I was claiming back not a schedule as such, but its in the post now... Cheers Photman

First 3 points in Barclays Defence 1. The Particulars of Claim do not provide details or particulars of the precise charges alleged to have been unlawful, or the date thereof. To the extent it is alleged that the Claimant incurred bank charges on the Claimant's account for unauthorised borrowings (whether unpaid fees for returned cheques. "Paid Referral fees" or any other such fees). the Defendant puts the Claimant to strict proof of each charge and the date thereof. 2. The Particulars of Claim are summary in nature. Accordingly, this defence is summary in nature and the Defendant reserves the right to amend this Statement of Case in due course. 3. The Defendant is entitled to charge the Claimant for unauthorised borrowings by reason of its standard terms and conditions. The Claimant accepted the same when the account was opened. including (in particular but without limitation) the following terms and conditions (which are summarised): a. The Defendant's right to charge a "Paid Referral Fee" where the Defendant pays an amount (either by compulsion or election) which causes the account to become overdrawn - £30 per item (previously £25). b. The Defendant's right to charge an administrative fee if any cheque, standing order or direct debit cannot be paid because of insufficient cleared funds in the account - £35 per item (previously £30). c. The Defendant's entitlement. if the Claimant becomes overdrawn without an overdraft limit, to charge interest at the unauthorised borrowing rate on the excess balance. Thanks Photman

Thanks Saintly_1 Do you mean send the Nudge letter as e-mail to Dino??? Or e-mail him and ask his advice etc Thanks again Photman

I'm going to send a nudge letter is this a good idea?? Photman

Hi thanks for your prompt response.. Diary of events as follows 26th Jan07 asked Barclays for Statements Sent letter asking for refund of charges 20 Feb £740 March ??? Received offer for £360 chose to ignore letter!!!!! Sent court papers issue date 22-3-07 Received defence papers (will forward details later) Contacted CAG 24 May Received AQ Form 4 June Sent AQ Back 30 June Received Court Date sorry some of date are missing details are at home (doing this at work...) hope this helps Photman.

Hello, Have just received my court date 1 Aug 07 I intend sending Barclays a nudge letter in the next day or so Can anyone help with court bundles I'm trying to assemble them now cheers Photman