ok m8 ill check it to see what it says ta

i really dont think i have ppi on this loan would it tell me on the statement i aint had charges etc

no m8 in what way should i do this????

hi guys i have had a welcome loan for the last 2 years paying £132 a month i have a year left to pay but really strugling to pay it now what options do i have

hi guys i have had a welcome loan for the last 2 years paying £132 a month i have a year left to pay but really strugling to pay it now what options do i have

sorry to sound stupid but i cant seee any blue bar???

i doubt they would close up and just writeoff everyones debt??? or am i missing something here

sory for posting on thread so no action will be taken???

hi i have just recieved a letter from philips/lowell stating a debt that was due on09/11/2004 for a store card i had i contacted them in 2005 stating i could not pay and 5 years later they have sent me this letter the amount is £1700 should i phone them and arrange a payment plan or just ignore the letter?? the4y say they are goin to commence legal procedings any help guys ta

just had letter back saying no way they would accept £1000

still heard nothing

i aint stopped payments yet m8 only threatened that would happen if they didnt accept the offer ???

ps what happens if i stop the payments???

We write with reference to the money which you are claming on the above account. We can confirm that we are unable to offer to pay the money which we owe in full, and will be forced to sto payments. However, I can raise £600 and I want to offer this as an ex-gratia payment in full and final settlement of the account. This offer is made on the clear understanding that, if accepted, neither you nor any associate company will take any other action to enforce or pursue this debt in any way whatsoever and that we will be released for any liability. We also request that, if accepted, you will make an entry on a credit reference agency file relating to the above account as "satisfied" in full. Payment can be made within 14 days of receiving your written agreement of this offer and method of payment. We look forward to receiving your reply within 14 days of this letter. Yours faithfully sent rec delivery today also added the bit that i will be forced to stop payments

thanks lads ill keep you posted