sorry I posted twice - not really that 'up' on computers...will make a donation during the week - when I see how much the Halifax will now reduce my O/D facility in order to get their revenge!

I've beaten the Halifax, the full amount of over £1200 wow guess I feel, bXXXding magic . So anybody who get a partiall amount put into their account don't fold they know there in the wrong, don't give in.stand your ground. thanks for everybody's help and advice. :) :)

I've beaten the Halifax, the full amount of over £1200 wow guess I feel, bXXXding magic . So anybody who get a partiall amount put into their account don't fold they know there in the wrong, don't give in.stand your ground. thanks for everybody's help and advice. :) :)

I phoned up the court to ask if they had made a defence, and they said they had very late last friday afternoon and they where sending me a copy via 1st class post

just recieved notice that the bank are filing a defence at the last minute, is this the norm as a matter of course or should I be worried. skywave8)

just recieved notification from court that halifax have until 25 06 07 to put up a defence, won't belong know:) sKywave

You say about your credit, if you want a bank card goto talk sport.com and you can get a debit card which you can put money on @ post office and Pay points for free and it is a maestro card. I got one for the wife and its excellent

Many thanks for support, putting in the papers today Skywave

Hi, I'm a First time user: I sent a letter of intent to claim back £1,200 bank charges from the Halifax. (The final straw being a £30 charge for my account being overdrawn by 32p for less than an hour, and a very rude response from the bank when I complained!) This morning I found the bank's customer relations dept had deposited £350 into my account. I have had no Letter of explanation, nor have I signed any forms or letters agreeing to accept this payment. My question is whether I should continue my claim for the full amount - incase they deduct the £350 from my account if I don't accept this as a settlement, or whether I should deduct the £350 from the amount I am claiming through small claims court.

Hi, I'm a First time user: I sent a letter of intent to claim back £1,200 bank charges from the Halifax. (The final straw being a £30 charge for my account being overdrawn by 32p for less than an hour, and a very rude response from the bank when I complained!) This morning I found the bank's customer relations dept had deposited £350 into my account. I have had no Letter of explanation, nor have I signed any forms or letters agreeing to accept this payment. My question is whether I should continue my claim for the full amount - incase they deduct the £350 from my account if I don't accept this as a settlement, or whether I should deduct the £350 from the amount I am claiming through small claims court.

How do I start a thread Skywave

Hi, I'm a First time user: I sent a letter of intent to claim back £1,200 bank charges from the Halifax. (The final straw being a £30 charge for my account being overdrawn by 32p for less than an hour, and a very rude response from the bank when I complained!) This morning I found the bank's customer relations dept had deposited £350 into my account. I have had no Letter of explanation, nor have I signed any forms or letters agreeing to accept this payment. My question is whether I should continue my claim for the full amount - incase they deduct the £350 from my account if I don't accept this as a settlement, or whether I should deduct the £350 from the amount I am claiming through small claims court.