Thanks guys! Great advice there. I will send in a CAA right away, and see what they've got to say for themselves. My first payment is due to start this month, so i'm gonna make the payments, but try and see what the script is with the earliest loan.

Hi, New to this forum, but some cracking good threads. Hats off to you all for having such an informative thread. My query is probably something that you can help with. I had my first loan in 1997, and had one every year until 2003 when i graduated. I am now earning over the threshold and the SLC want me to start my repayments (Old mortgage style). Anyway, when I took my first loan in 1997 I was only 17 years old. If that was under the old consumer credit act, then was that illegal for them to provide a 17 year old with debt, or having signed for it, am I still legally bound to pay that back? Thanks in advance PaulyP