Took out a loan many years ago with Citifinancial which we had to secure against our property. As with many other people we then struggled to cover the cost of both and ended up having suspended re-possession orders against us from both the main lender and Citifinance. We eventually realised that this was not going to work in the long run and decided to sell the house, the main lender took the case to court but as we had a definite sale this was refused whilst we sold the house. When the totals were added up we were about £3000 short so we approached Citi and asked if the would accept an offer in the region of £25000 instead of £29000 and we would repay the remainder over a period of time. Know this is where it get's interesting if we haven,t sold by a certain date then the house goes to the main lender and Citi have whats left, which I don't think is going to be a great deal. Citi have actually refused the offer of £25000 which I find hard to believe as they have already been told that we wont be able to make the sort of monthly payment that knowing them they will want. Any other readers come across this with Citi or to be honest any advice greatly recieved????