I have had many loans from high street lenders over the years.
I had a bad period in my life a few years ago with a health scare that meant I couldn't work and I got behind on my payments, not however with my mortgage or council tax.
I stupidly took out short term loans which as I said previously were all paid on time. But it is a fact that some high street lenders will not consider lending with these showing as they show poor financial management.
My credit rating is now fair to good and I'm trying to improve it further hence my original post. So I don't want to discuss my finances further, I just want to know if anyone has actually succeeded in getting the references to these past loans removed before the six years is up.
I respectfully ask that you please don't reply to my post unless you can answer my original question.