Hi all, another newbie, just having a look about at the moment, I have 2 friends who are claiming their bank charges, so I have been passing advice on from MSE, 1 is at the going to court stage, but she has to find the £120 fee 1st, & the other has not recieved her statements within the 40 days, so she is getting in touch with the Information commisioner. It's good to be able to learn from others experiences, but it seems that the banks are now changing tactics? HSBC & Barclays are the banks involved here.