can you advise what minimal might be please

I wrote to the court 3 letters I kept getting more from Arrow Global..the last and most important one received Saturday the 7th September. asking for the contents to be inadmissible as suggested. I have no reply from the court ,the last letter was delivered by hand on Monday 10th September to Court.......do they reply,as I am worried as to the costs if I am not succesfull....what are the costs likely to be ? I might still have time to go to mediation but I must notify the court by Friday 13 September if this is the case

OK thanks Iwill study this further

"each party must deliver to the other party d to the court office copies of all documents on whichthat party intend to relyat the hearingno later than 14 days before the hearing" the original documents must be brought to the hearing the judge mat refuse to consider a document or take it into account if a copy has not been sent to the other party as required by this order the docu,ents to be sent to the other party and the court must include the statements of all wirnesses 9INCLUDING THE PERTIES THEMSELVES... I am still concernes regarding the lost /stolen part, and the assumption that the PIN was not looked after properly.....c

not sure what a bundle is.....the date set is 20th and we have to exchange documents 14 days prior...ijust havn't time due to their very last minuite response to me requests. not sure what formn265 is

This is due in court 20th September...i have to produce documents 14 days before the hearing...i received 2 days ago a digital signed copy of the agreement terms and conditions NPTA09 (is this year 09) a the card was taken out in 2008 ? I received just this morning a letter and Transaction log...not the statements i asked for.... I have since fould the crime ref no after hours of searching as vanquis/ representatives had not provided me with it althoug i have correspondance in relationto thi and it was also given to the on the day the poss was reported... i receievd a letter 6th july 2010 asking for a form to be filled in regarding fraud...this was returned 13th July complete with the crime ref no. the letter received today " in relation to a fraud,customer complained in 2010 in relation to fraud.Cutomer advised they were disputing a particular transactionbut customer was found liable for this transaction in October 2010 aa the customer had advised vanquis that they had had their PIn to thier vanquis card writtn down and had this in her bag....(RUBBISH)...As erp T&C's customer should not make her Pin number known to any third parties, a liability letter was issued to the customer (REALLY)..to adviuse of this.Wehave had numerous conversations with the customer in relation to charges on the account (Customer refused to pay they deespite being late with minimum payments etc." LOAD OF TOSH We not believe (YES SPELT THIS WAY) that you have a legitimate defence to the claim. I must deliver by hand now this information to the court, as I have no time to respond to Arrow Global by tomorrow due to them hoi;ding important papers up till the very last minuite What should i tell the court and arrow global i intend to fight this all the way

how can i get copies of the required statments ?

Receive notice of a defence filed from Northampton Court. Allocation questionaire to complete by 13th May However I still do not have the documents I requested, and Arrow Global promised, see letter above ? what is the best action I really need the last few statements in order to properly defend,

Thank you I will keep you informed

Letter received today "We are the claimant in this matter we refer to the above and your defence dated 17th march the contents of which are noted We enclose notice of change of solicitor by way of service on you,ans the claim is now being dealt with by our specialist in house litigation team. Please therefore ensure that all future correspondence is sent to us ditectly at the address below quoting reference number We note your defence is based on the grounds of fraud. Arrow Global takes all disputes seriously and (UNless satisfied that you are able to do so) requires thatdetails are provided on the attached fraud form.This allows internal investigation proceesures to commence with a view to resolving any dispute.I that regards we would be obliged if you cound use the form on the reverse of this letter to provide full details of the alleged fraud along with a crime reference number. we can confirm thet the claim is in relation to a Vanquis Credit Card htaken our 1 5 2008. Persuant to the account information provided by the originating creditor on assignment, the last payment credited to the account was for £30 on 3/8/2010 copy documentation has been requested and will be forwardedto you on receipt. Arrow Global Guernsey Limited acquired the account on 20th February 10212 and notice of assignment was ent to you on or about 13th March 2012 pursuant to the law of property act 1925 FORM N434 attached my solicitor Shoosmiths, the Lakes Northampton haseased to act for me and i shall now be acting in person B) have been nstructed to act on behalf of the "XXXXXXXXXX" all crossed out C) we have served notice of this change on every party to the claim XXXXXXXXXX Address to shich documents about this claim shouls be sent Arrow Global Manchester signed ???? Claimant XXXXXX position held Litigation executive dated 15/4 2013 the court office 4th Floor st katherines house Northampton is open between 10am and 4 pm Monday to Friday etc then an attaced Arrow Global Fraud claim form

thanks will do

Thanks Do I need to send letters for CPR 31.14 or CPR 18 section 78 now ?

Received this morning from court "I acknowledgs receipt of your defence. A copy is being served on the claimant (or the claimants solicitor).The claimant may contact you direct to attempt to resolve any dispute. If the dispute cannot be resolved informally, the claimant will inform the court that he wishes to proceed. the court will then inform you of what will happen. Where he wishes to proceed, the cliamant must contact the court within 28 days after receiving a copy of your defence. After that period has elapsed, the claim will be stayed. The only action the claimant can then take will be to apply to a judge for an order lifting the stay" I wait with interest your comments

ok Thanks I will keep in touch

Yes