Please help...Hi Guys,
I have just realized that in the past year alone Ulster Bank have charged me in excees of £200 in charges alone for unpaid direct debits, some being my mortgage and some others. Yes I did know there was insufficiant funds at the time of the DD's but I am struggling because as a taxi driver, my car packed up a long time ago ad ihave been unable to get back on the road so the wage coming in is my wifes part time wage. Can I claim back the charges and can I ask them to go back as long as I had the account and where do I get a template letter if so...Thabks hope u can help:|