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loz_grain

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Everything posted by loz_grain

  1. thanks Tilly i have found the info In need now on here
  2. hi can someone point me in the right direction of calculating my charges and interest at 8%, I have just sent off for my bank statements with letter and £10, and want to be fully clued up before sending of prelim letter. cheers
  3. I had nottingham city council employ 2 different bailiffs over my unpaid council tax over a period of 1 1/2 years both bailiffs billed the council and recovered their costs from them. I wonder if this varies depending on the council for your area.
  4. Matmouk If you don't let the bailiff in you house, after a while (usually 3 visits) they refer the matter back to the council, you can then arrange payment of arrears with the council at a reaonable rate. are you in reciept of any benefits? - this can make a difference to the amount you pay back per week/month. good luck
  5. also, in case you are not familiar with this, here is some guidance on what to do if the bailiffs come to your house. Debt Basics - Bailiff Guide - know your rights I would add that although it states that bailiffs are not allowed to push past you to gain entry, they have been known to do this, or to jam their foot in the door, so it is best to not answer the door at all. If you have children in the house and you are worried about one of them answering the door it is not illegal to remove goods of value from you house provided the bailiffs have not already been inside.
  6. Hello Bridezilla, Firstly if you haven't done so already, you need to put your complaint into writing to the council finance department dealing with the debt, I would suggest you send this letter recorded. Then I would look into complaining to the council about the conduct of the bailiffs, as far as I am aware the Bailiffs have to treat your case in confidence (correct me if I am wrong anyone), which surely would include not coming to your place of work. If after writing to the finance department you feel that they have not dealt with the matter sufficiently, you should write to the head of the council and the local government ombudsman for your area - you can find it on the internet. Get in touch with your local Law/advice centre or Citizens advice beuraux who can help with all of this. Good luck and keep us posted Loz
  7. Success!!!! recieved a letter from the council today, they have suspended Jacobs bailiffs today and are reviewing the costs incurred. Gonna look into claiming back excess costs from bailiffs anyhow.
  8. Below is a leeter of complaint I sent to The local Government Ombudsman, has anyone else had a similar experience, and does anyone have any advice they could impart? Ta Dear Sir/Madam On 10/11/04, 11/11/04 and 14/07/05 Nottingham City Council obtained liability orders from the magistrates courts for unpaid council tax. This remained unpaid until 14/06/06, when Nottingham City Council applied to have the money taken directly out of my Job Seekers Allowance. This came as a relief to me, especially as I was able to pay back an amount of just under £3 per week, and that I was finally clearing the debt of the amount I had built up when my finances got on top of me. Oddly, the amount being deducted directly from my JSA ceased, possibly cancelled by the JSA themselves, this went undetected by myself as it was such a small amount and my JSA is paid directly into my bank account. Nottingham city council failed to contact me to arrange a payment plan, and failed to contact the JSA to arrange setting up a new payment plan. Blissfully unaware of inpending action, I recieved a letter from Jacobs Certified Bailiffs whom the council had instructed to recover the debt. I have written to the department concerned, as instructed I addressed the letter to a Mr. Mitchell, I was then able to speak to Mr. Mitchel with a follow up call, he told me that in this situation with a liability order having been issued when it was, his department pass the debt straight onto the bailiffs they employ. Given that if Mr. Mitchells department had of contacted me with just one letter to show there was a problem with the payment, or asked me to arrange payment via other means I would have gladly done so, it seems odd that they should pass the matter directly to Jacobs bailiffs. mr. Mitchells department (City Finance Department) have a record of my current address, and have done since they applied for the money to be taken directly from my JSA on 14/07/06. I hold correspondence proof of this. I would have thought that at every junction the debtor would be given the opportunity to arrange payment, or to ammend a failed payment plan given that it may be out of the debtors hands, or outside of their knowledge. Mr Mitchell implied that his department did not have the resourses to do this, yet it had the resourses to instruct Jacobs bailiffs. I had to phone the department on numerous occasions before I was instructed to put my complaint in writing, on one occasion I was told that a letter was probably sent out, and that if I haven't recieved it it is not the departments problem. This was confirmed by Mr. Mitchell not to be true - no letter had been sent. I am also very concerned that when the matter is passed back from Jacobs bailiffs to Nottingham City council finance dept. given their record, the council fail to notify me again, their could be a very small window in which they either: Refer the debt to another bailiff firm; or refer the matter to the criminal court for my prosecution and possible imprisonment. both seem absurd actions in the face of my willingness to to pay the council the money I owe at a reasonable rate. I hope you can look into this complaint for me Yours sincerely
  9. Hello, I have an issue that I need help in resolving. Back in 2004 i began getting into arrears with the my council tax, soon after many letters, and me not paying the council sought a liability order, and passed the matter on to the bailiffs. I left that address, and at my new address they began taking the money directly from my Job Seekers Allowance, obviously the debt had been passed back to the council, This deduction mysteriously stopped, and as it was such a small amount, I was unaware. The next stage was for the bailiffs to turn up at my house! Can Nottingham City Council again employ the bailiffs without notifying me of their intention to do so? I thought that they had to notify me, they say as they where already in posession of a liability orders from 2004 and 2005, and that they had already previously notified of earlier bailiff visits at my old address, they had no obligation to inform me. thanks
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