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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

gill5blue

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Everything posted by gill5blue

  1. gill5blue
    Hi, Where you have signed it, it says that 'this is a credit agreement replaced by the Consumer Credit Act 1974' have you checked out what that actually means? Good Luck with your claim
  2. gill5blue
    bump:)
  3. gill5blue
    H all MBNA Clajments for CCA has anybody rec1eved the1r CCA 1 cant fnd anbody on here who has 1requested m1ne 6 days ago 6 days left 1 wll not be payng them 1 wll go for unenforcable (sorry eyboard messng about) G
  4. gill5blue
    ta everybody seems the only way to be certan for the or1g1nal s to let 1t go to court Cheers (eyboard mess1ng about some letters w1ll not wor)
  5. gill5blue
    I have not got dca but if you request CCA they need to supply within 12 days after that they have 30 days if not recieved they have commited an offence I suggest you look at the main site for clarification Cheers
  6. gill5blue
    GOOD GOD, are they suicidal? I have requested copies of my CCA's from lots of my credit cards(i have quite a few) If they cannot supply them then I will go for 'unenforcable' and I will not feel guilty, they should..... well I'm speechless .............................
  7. gill5blue
    Does anybody now how banks store the CONSUMER CREDIT AGREEMENT?
  8. gill5blue
    Cheers for that do you now how the CCA's are stored?
  9. gill5blue
    Does that mean the ORIGINAL? Because I suspect that they have scanned the original to a computer and then shredded the original agreement, which could mean people are recieving a printed copy of the scanned agreement and not a photocopy of the original agreement, also this means they cannot produce the Original in court Cheers
  10. gill5blue
    Hi I was wondering do the credit cards and/or loan companies have to supply the ORIGINAL agreement (CCA) in court or will a copy suffice? Cheers
  11. gill5blue
    Hi I was wondering do the credit cards and/or loan companies have to supply the ORIGINAL agreement (CCA) in court or will a copy suffice? Cheers
  12. gill5blue
    Hi, I am curious, If the money we recieve from the Banks etc is given to us as a gesture of goodwill, will we be able to reclaim again if the OFT OR whoever is investigating the banks at the moment, decide the banks were wrong and instructs them to repay. We see it as charges refunded, but the banks do not Any thoughts everybody?
  13. gill5blue
    Hi, I am curious, If the money we recieve from the Banks etc is given to us as a gesture of goodwill, will we be able to reclaim again if the OFT OR whoever is investigating the banks at the moment, decide the banks were wrong and instructs them to repay. We see it as charges refunded, but the banks do not Any thoughts everybody?
  14. gill5blue
    Congrats:)
  15. gill5blue
    Hi, I am sending an LBA At least 2 weeks is not too long to wait. I am not sure whether to report them for 'LYING' because I think that is absolutely dreadful, but who would I report them to? FOS, OFT? any suugestions?
  16. gill5blue
    Hi I have receieved 3 charges from ge money (car loan) and I have requested a refund but they say the refunds do not apply to car loans, is there template I can use? I would like to know what to say, but not call them liars or are they correct in saying refunds only apply to banks and credit cards?
  17. gill5blue
    I think we have been brainwashed in to believing the banks are correct in what they say and do, maybe they were years ago but now they just seem to grab at any money possible
  18. gill5blue
    Thanks for that I have looked there and it was helpful I used one of the templates and have requested payment again, stating that they are incorrect and to repay the charges
  19. gill5blue
    Hi, I am claiming refund of charges by GE MONEY, i already knew how they had charged and I requested a refund. Their response was NO on the grounds that this is a car loan and refund of charges only applies to Banks and credit cards. What do I do now???????

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