Thanks for that srfrench, I was just getting a bit nervous I needed to do something immediately or all that effort preparing the court bundle etc would be wasted. Our stay instructions said; IT IS ORDERED THAT UPON consideration of the file 1) The hearing listed for the 12th September is vacated. 2) This action shall be stayed pending the final decision in the test case between The Office of Fair Trading -v- Abbey National plc, Barclays plc, Clydesdale Bank plc, HBOS plc, HSBS Bank plc, Llloyds Bank plc and Nationwide Building Society ('the Test Case') 3) The Defendant shall within 21 days of the final decision in the test case file at Court and serve on the Claimant: a) a case summary of not more than 500 words setting out the effect of the test case on this action. b) their proposed directions for the further management of this case. 4) The claimant shall within 14 days thereafter notify the Court and the Defendant whether the proposed directions are agreed. 5) Upon receipt of the documents set out in paragraphs 3 and 4 of this order, the file shall be referred to the District Judge for further case management directions. 6) Any party affected by this order may apply to have it set aside, stayed or revoked within 7 days of service of the order upon him. Dated 29th August 2007. So does that mean that we need to wait for Lloyds to provide 3)a) & 3)b) before we do anything and hopefully the special letters drafted by the QC will be ready by then. What if Lloyds do not write to us within the 21 days? Does that mean we win automatically? I still can't believe that the court found in the banks favour - what a crock! It's a shame we can't charge the banks an extortionate fee for all the money they are borrowing from the taxpayer.

Hi, We have a case against Lloyds that was stayed in 2007, do we need to do anything now as I think I read somewhere that the banks are trying to get the cases that are stayed dismissed off the back off this judgement. I am worried that our case will just be dismissed without us knowing or being able to do anything.

Hi there, I am due in Kidderminster small claims court on the 12th September and I am preparing my court bundle which needs to be submitted by the 29th August. I am nearly there although it looks like I may be missing a couple of things: The witness statement refers to: 1) 2004 & 2006 Terms of use of debit card - clause 9.2 2) Terms of use of cheque guarantee card - clause 6.5 3) Interfoto vs Stilleto (1988) Case Law Also where the basic bundle/ witness statement refers to case law/ or Legal statute do I need to print the whole lot out? Thanks Jody

Hi, This is my first post to this site. My Claim is for £1768 bank charges + £381.79 interest + the interest that accrues daily & court fees. The hearing will be at Kidderminster County Court on the 12th September and should take no longer than 1 hour. The court is located on Comberton hill on the same side as the train station. It is on the next road down from Kidderminster train station. The address is 10 Comberton Place Kidderminster, DY10 1QR. The date our bundle needs to be submitted to all concerned parties isno later than the 29th August. We are prepping tonight and I will be prinitng/ posting tomorrow. We have some good older T&Cs and intend to print some off this site. I am finding it a little tricky to navigate this site in terms of a comprehensive list of what we need to put in our court bundle and exactly where on this site (which thread etc) to find it. Any help would be much appreciated. Also, what of the proportions of cases being settled to cases making it to court and being stayed. Many Thanks. Jody