sorry the company i missed out is crs.

hi i have 3 pay day loans which have all defaulted. wage day advance for 152 swift sterling for £188 cash genie for £190 i think the swift sterling 1 is now with a company called which claim i owe northway.does any one no who northway are ?also my bank is now overdrawn and need help what to do.i want to set up a payment plan and try and get my bank charges back,any help would be great thanks

not that i know off.it does not say in my contract about these shift patterns,just says about working night shift and 8-4.

hi i have been working at this printing company since i left school,i started off on dayshifts then got moved in to nightshifts of 4 10 hr shifts with shift allowance.then i became foreman so went on salary,then they said i wasnt up to the job but i would still keep the same wage,thats fine by me this was 7 years ago.anyway now they have introduced 3 new shift patterns of 6-2 2-10 and 10-6 but no shift allowance.i have had a 1 wage rise in 7 years of £10 extra a week.i am i not entitled to a shift allowance? any help woud be much appreciated.

hi i am looking to claim ppi from welcome fianance and clydsedale bank but dont know where to start.can anyone gime me any help with what i need to claim.i have the loan agreement papers and a ppi book from welcome fianance is that enough to start claim?also does anyone know the time scale for the reclaim. help would be much appreciated.

hi new on here,i have 2 pay day loans that are in default.i dont no what to do as i dont have the money to pay them back at the moment,the reason for this was because of a previous pay day loan wich was late and i recieved bank charges for.i would be able to pay back so much per week.what is the best way to go about this any help would be great,the payday loans are with quick quid and payday uk. thanks

would the credit union give me a loan or would they set up payments on my debts,any help please.

hi thanks for your advice,only problem is if i close that account does that mean i will have to close my savings account with the bank as well?

hi new on here,i have 2 payday loans 1 with qq for £195 and 1 with paydayuk for £250 and provident for about£750 wich i have stopped paying.my two payday loans are due on friday the 13th jan 2012 but i wont have the funds to pay them,my debit card account is also £100 pounds overdrawn now because of charges for dd that qq tried to take out but was no money to cover them,that was my first paydayloan with qq wich i paid back eventually.need some help with what to do.

what is a oa please

hi i want to claim my charges back from the bank as i beleive they owe me thousands.i have a few things regarding what charges i can reclaim,for instance i have a lot of irregular fees on my statement can i claim these back,also i live in scotland and is it true you can only claim 750 at one time,and can you only go back 5 years,very gratefull of any help to these questions

it is called a current account +,yes the irregular fees are the same each time,it used to be 22.50 now 25 i get 1 almost once a month,they tell me its because my account was overdrawn that month.i dont have a overdraft now they wouldnt renew it,and they told me i had to take a loan out to repay it unhappy with that.my bank is clydesdale scotland.

on my statement it says irregular fee,but as far as i know it is because you have been overdrawn that month,there is also interest underneith.

it says irregular fee

hi i am new to this,i want to reclaim my charges,what charges can i claim,i have a lot of service charges can i claim them.also i have a loan with them that they said i would have to take to pay my overdraft because they wouldn,t renew it.i was very unhappy about that as well because they will make about 300 in intrest from that,if anybody can help me on these matters i would be most grateful.