WRT135 - CAG Forum [#11309211]

This is for Vodafone Lee 2 months ago my wife upgraded her phone, The new phone was sent back to Vodafone due to her having difficulty using the touch screen. She is still happily using the old phone and number. Vodafone wrongly created a new phone number and contract for the new phone and are now wrongly charging her for 2 contracts. She has found it impossible to get any sense out of rupil? on the chat facility on the Vodafone website. Please get in contact Lee Thank you Paul

House worth 90K ? , Interest only mortgage 60k expires in 2 years, Joint paragon secured loan ( 37k left ) expires in 2018 House unsaleable due to wall cracks and condition, other houses in street have sat unsold for months. Will be retiring in 2 years at 60. Hoping to move to rented property in a couple of months. In DMP since 2005, currently down to 25K after PPI claims Wife already retired on £60 per month pension. Any thoughts or advice ?

Old Debenhams card ( GE ) assigned to CL Finance in 2007 Neither GE or CL have ever logged a default on Experian, it is still showing there as x payments late. Can a debt be assigned without a default notice being logged ? GE may have issued a default notice, but i can't find it in my old papers. A CCA request produced a murky copy of an application form from 1983. Any thoughts ?

Don't forget to report them to Surrey Trading Standards as well as the national press. Best Wishes L12

Had the same excuse from CL Finance/Lewis Would like to know the case law on this problem Best Wishes L12

You may be able to get the landlord's contact details from the Land Registry website. L12

I adapt your letter. Thank you CB

Any one know of a template letter to send to creditors to advise them of the death of a relative. Have sorted out their council tax,water,gas Ok but need to advise cards/catalogues. I assume that they will ask for a photocopy of the death cretificate. Thanks L12

Morning Angel I last had a Debenhams card in 2004 and it was before chip and pin. L12

Any thoughts on post No 12 ?

I have got an old Preference account as well and would like to CCA them. The only address that I have is a Chester PO box on an old Capital bank statement. Does anyone have the current address for sending CCA requests to BOS for old Capital Bank preference accounts. Thanks L12

Well done. Maybe worth telling West Yorkshire Trading Standards and the BBC as well.

Jacksl16 The West Yorkshire company to investigate would be CL Finance in Cleckheaton, there are hundreds of reports on here to look at. OFT must have loads of reports on them.

Still receiving stupid letters from them , any suggestions for a suitable bogoff reply. You have failed to make the agreed payments towards the concessionary arrangement on your account. If you have made a recent payment then please ignore this letter. To allow the arrangement to continue, you must make an immediate payment of £**.** to reach us within 10 days of the date on this letter. All subsequent payments must continue to be paid, as originally agreed as a condition of the concessionary arrangement. If your payment is not received, the arrangement will be cancelled and further action will be taken to recover the full balance. Please treat this letter as formal notification that if you do not make the agreed payment, a default will be registered at the Credit Reference Agencies in respect of the amount due at the time. This information will be available to other Finance Companies, Banks and Building Societies and may result in you being refused credit when applying for a loan, credit card or even a mortgage. Should you have any difficulties making this payment you must contact one of our advisors immediately on 0870 751 3399 to discuss the matter further. Under the terms of the Data Protection Act, we cannot discuss any details of your account with another party, unless we have your written permission. Yours sincerely Concessionary Arrangement Team