Hi there, i am new to this site and have found the information really really useful, me and my wife are just in the process of sending S.A.R - (Subject Access Request)'s to:
capital one
yorkshire bank x 2
halifax
barclaycard.
I was wondering if anyone can help with this one though, i have a lloyds tsb credit card with a balance of some £15k +. Was sold ppi and understood that payments would be covered. Being self employed, i found myself out of business and made a claim on the ppi only to be rejected due to being self employed.
My question is, do i have grounds to make a claim for the full balance amount, i was out of work subsequently for over 12 months and the policy i was sold stated if period of unemployment is 12 months or over full balance will be cleared.
I know i'm going on a bit here, but surely if ive been mis-sold a policy in the first place, then shouldn't i have a claim on the full outstanding balance, not just the premium's charged, as this is what i believed and was sold as my policy.
Thanks for any help or assistance anyone can offer.
Mike