Are the Halifax bank paying out again my daughter has run up several hundreds of £s in charges, she wrote off ages ago but was told there were not processing anymore claims until some court action was completed.

I would accept that however this lesson will not only cost her the fine and then the cost of resitting the theory and practical sat another £100 at best but it will cost her her job which is what she has worked so hard to get.

Back in March my daughter aged 19 was involved in an accident her fault she hit another car up the rear. the Police cautioned her. to cut a long story short. she received a letter giving her the chance of accepting 3 points on her licence as long as she agreed to go on a drivers awareness course. she forgot to send the thing off and received a summons for careless driving. at this shet sent off the form to do the couse and pleaded guilty intending to go to court and hope that as it was her first offence of any sort to appologise show that she was of good character etc and had no other driving convictions or cautions and other than this one accident had 14 months clean licence. She muddles up the court date and turns up the day after she should have to find out that in her absence they have fined her £200 and slapped 6 points on her licence. this means that she has to resit theory and practical. Can she Appeal that this punnishment was a bit harsh for a first ever accident??

Just Turned down there initial offer, which was lees than half of what iam claiming. and sent off my LBA.

well suprise suprise, i hadnt had any response to my PL let and after promising to call me back a couple of weeks ago and not doing it. Yesterday i typed out my LBA. Thought that i would call them again to confirm my intentions and advise them that i was not happy that they had not returned my calls. A very helpful customer services lady look down all my account details and refunded in full there and then the 2 account that were less than £100 as she said she had the authority to do this. she then sought approval from her line manager and recredited my other 3 accounts the full amounts that i was reclaiming. they didnt check any of my figures as i had included interest and estimated charges covering missing statements. checked this morning and all of my accounts are now in credit and they are sending me out cheques to clear. Not bad aye.

Many thanks the PL will go off today.

iam upto LBA now just waiting for there reply.

help?

I sent off my SAR a month ago with my cheque,today i received the statements + my cheque back saying this time its free. is this normal? do i just go ahead as normal PL , LBA and court ? or is all stoppd because of the big test case.

right from reading threads these seem to be tricky, i sent off my SAR request a few weeks ago early July and received a long winded leter back on the 17th explaining about micro fische and not having all the records. but they enclosed copies of all my statements going back to the begining of 2001, i have done the spreadsheet for charges and it totals over £700. now for Barclay card do i send the Prelim letter to Charlotte Scott at Barclaycard House P.O Box 5592,Northampton NN4 1ZY address as thats who sent me my SARS or is there another? Is there anything that i need to be careful of ?? thanks

Right thats done sent off my Preliminary now just wait.

received most of my statements however there are lots of gaps, GE money offered appoligies but claim they are unable to obtain the rest. they also mention that if i had no outstanding balance on my a/c no statement would have been produced. i have no idea whether i owed any monies at these times so not sure if there would have been charges taken from me. any one else had this any suggestions. thanks

Cheers been on Holiday got back to the standard letter saying they are looking at it and will get back to me.

Just sent my SAR request to GE money POBOX 700 , Leeds, LS99 2BD for my Debenham,BHS,BQ & Burtons I take it from the other threads that i am now in for a lot of messing around? still iam in no rush can take my time with this. 40 days count down from now.

i Wonder if a couple of bank employees would add there experiances? would be appreciated

Well has no one any advise?

Advise needed, a friend of a freind has received his statements back from RBS bus has cold feet about making a claim. The reason for his cold feet is that he is afraid of getting the sack or facing disciplinary action from the bank if he makes a claim against his employers. anyone with experiance of this? what retaliatry action are the banks using against there own employees for claiming back charges if any? thanks

Try Phoning them i think that you may find that they will change their tack and offer upto 90% back afer two or three calls.

i havent filed for court as yet, the offer is about £700 short on the charges and does not include interest.

Just rang them and they increased straight away from £1900 to £3100 they claim this will be there final offer, iam not so sure any way next week i will have the funds to file the court claim. need to chat to the wife.

Would it be wise to phoner them again to reject and see if they increse the offer

Me again,i might be getting some where, i chased Halifax again last week as i had not had the promised 2nd reponse, they told me it could take 40 day's, i advised them that as soon as i had the cash which will be by the 25th i intended to file in court. to my suprise i have today received an offer of almost 2/3rds of my claim. they state they are not admitting guilt and that it will be there final offer(like last week the final offer was zero) they say they will credit my account in 14 days, i want to decline the offer as they still owe a fair bit more(my wife's worried i will loose the lot) is there a template for accepting partialand claiming the rest? should i phone them again is there anything to avoid? i now know that i will have cash next week to press ahead through courts or am i being greedy? any advise would be appreciated.

Once ive got the cash i am going to try for GE mONEY THEY MUST HAVE A FEW HUNDRED QUID OF MINE.

Theres no way i can back down on this and even if it was to cost me £500 i want my money back. will hold on for the next letter but i will have the cash in a couple of weeks to pust the court action through.

i just rang the Halifax to see how my claim was going as my deadline is the 7th June, they confiirmed that they have just posted a letter of decline, but i i wanted them to look at it again they would so i obviously replied that i would they say i will have a 2nd letter again by the 7th of june, wish i had the £120 at the moment so i could just push ahead with the court case.