They responded to the LBA. I am going to keep going to the courts but accept the offer they have made as a part payment.

what should I put in my reject letter

I haven't sent a rejection letter yet. We are trying to sort out claiming for the court costs with my partner been made redundant so we haven't been able to submit the claim either. Is it correct that all claims have been suspended ?

Well we have spoken to the Halifax again and they have now offered £3200, still not the £4200 plus interest we are trying to claim back. They have told us that they will not offer anything higher and it will have to go to court but they shall not be taking the £2k that they have already submitted to our account. Does this sound right ?? we have also been told that all claims against banks have been suspended is this true and if so should we take the offer and run ???

Hi everyone I have received a letter from Halifax today saying as a 'good will gesture' they are willing to pay me £2000 ut my claim is for £4000 plus interest. Do you think that I should take it ? They have told me that I have 14 days to send the money back that they have already put in my bank.

Claiming job seekers at the moment so hopefully that will work in my favour. I will keep you informed as to how it all goes. Quite scary though with it going to court. A friend of mine has claimed from Natwest and she hasn't had to go this far.

Well I have sent the LBA and heard nothing so here goes, I am going to send the Claim form. I'm hoping as I have just been made redundant that the court fees will be exempt. I am filling the EX160 form in. Do you think I should send that in with the claim form ???

thanks guys. I have had a look at tilly29 link and its really helpful. What a nice community of helpful people.

I'm just trying to get to grips with all this and don't really know my way round the web site. What is a LBA and were do I find the information on the web site.

Hi I started claiming my money back in feb 07 and today I have received a letter from Halifax saying that they can make the charges and that they will not be paying me any of the £4k back. What do I do next ???

Hi I dodon't suppose anyone can help with Halifax and what to do when they say that there charges are ok and that I can't claim any of them back !!!

I started claiming bank my bank charges in Feb and today I have received a letter from Halifax stating that their £4k charges are justified with no explaination. What do I do next ??