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autumn53

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Everything posted by autumn53

  1. Yes lots of posts on this forum where they are trying to extort somehow or the other. Non stop menace. Threatening people with CCJs and they often buy debts without any supporting paperwork. I found some on Googling as well. Thanks dx
  2. Wow you are right. No such update there. Here is a screenshot. Mcol.pdf
  3. Hi dx, We have received the attached two letters from Overdales roughly asking me to fill a reply form and another containing a Direction Questionnaire. Please note I have omitted some pages from the Reply form to stick to the forum's file size requirement. (I am also attaching an old letter (FYI) from Overdales that shows the reference number they have started using instead of A/c numbers in the next post due to file size issue.) Many thanks Direction Questionnaire.pdf Reply Form.pdf .... cont. FYI FYI.pdf
  4. DX thanks very much for the heads up. Grateful for your advice.
  5. Hi again, Please don't be mad at me but I have just been shown by the same friend of family that I overlooked and also missed to share with you a very important document from my husband's SAR. I was still new to this and I did not pay close attention to the bunch of papers I had received. Nevertheless, I have edited and prepared a PDF of this for your kind attention now. It is the Event History Eon had sent. Apologies. Kindly also note that they pencilled a document looking at Eon's event history that I share here. My apologies again about failing to share my husbands Event History here in the past when it came through post back in March 22. EVENT HISTORY Husband.pdf Synopsis.pdf
  6. Hi, Just a quick update that there has been no news from their end so far. Thanks
  7. Hi again, Today I received the attached letters through post. One is from the court acknowledging receipt of my Defence and the other from Overdales as a response to my CPR. Thank You HM Court's Letter.pdf Overdale's Response to CPR.pdf
  8. Dear @dx100uk and @Andyorch. Someone known to my husband got very sympathetic about our situation with this ongoing matter and wanted to see what defence I have filed. I mentioned to them that we are being kindly helped by you and showed them everything. They are extremely fascinated by how beautifully the defence has been drafted covering everything. Thank you so very much for your time and effort. It truly means a lot to us. I am forever indebted to you.
  9. Done Thank you very much and may god bless you. I am truly grateful.
  10. Thanks very much for this. Please may I cut and paste the above without the red bits into the mcol defence?
  11. Dear @Andyorch Please Once you have a moment to spare may I request you to read through the above Defence DX has kindly prepared for me. Thanks for you time.
  12. Dear DX, I just read everything. I am extremely grateful for all this work you have been putting into helping me. Nobody would have done this for me and I would have never been able to do it myself. Thank you for your kindness.
  13. Dear DX, I am very worried as I have no solid Mcol Defence ready yet and I have only one day left to do so. At the same time I do not want to trouble you, but could you kindly drop me a line as I am really unsure if the Mcol Defence I prepared earlier is good enough or you want me to add/delete something from it. Meanwhile, there has been no response yet from Overdales to my CPR 31:14 Thanks
  14. Thanks very much Andy. DX has been kindly helping me with this case. They left me a sticky note not to submit anything on MCOL site till the work on Defence draft is finished.
  15. Hi May I politely know if I am supposed to continue to wait for your update on the MCOL Defence. Thanks very much
  16. Thanks DX I will not post anything on MCOL till you give me an instruction to do so. Thanks 2021-12-01 Final EON Bill All Pages.pdf
  17. Thanks again DX I have copied and pasted from your chat in that link using my details. I have not mentioned the wrong address on the bill or the back dating at this point as suggested by you. Many thanks LBA from Lowell.pdf
  18. Dear DX Please could you check if this is in order 1. I the Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. The Claimant has not complied with paragraph 3 of the PAPDC (Pre Action Protocol) Failed to serve a letter of claim pre claim pursuant to PAPDC changes of the 1st October 2017. I think I did receive such a letter from Lowell - Attachment It is respectfully requested that the court take this into consideration pursuant to 7.1 PAPDC. 3. Paragraph 1 is noted,I have in the past held a Direct Debit (EON sent me my Direct Debit contract upon my SAR but Overdale’s response was inconclusive - Attachment) with E.ON for provision of electricity at our property never leaving any debt owed by myself to them, but I have never owned or occupied the property address the claimant states. Additionally, assuming the claimant has made a human error with their records and the address is perhaps a misprint, the amount claimed is vastly disproportionate to our regular usage and the said bill’s date indicates back billing. Should I mention that Eon NEVER took a proper meter reading till they woke up to acquire a reading that reflected historical usage from before sharing. Or will this be shooting myself in the foot? FYI … SHARING BEGAN ON 03.06.2019 SHARING STOPPED ON 28.07.20 THE BILL IS DATED 01.12.21 For the period 13.6.20 to 28.07.20 The Day/Night usage is wild (Attachment) The claimant has to date failed to supply any bills (??? I think I do have the final 3k bill that I am defending) or better details despite numerous previous requests and a CPR 31:14 sent to their solicitors on the 31.05.2023, the claimant has failed to respond to date (Should I give Claimant a couple of days?) 4. There was and still remains an unresolved dispute with EON which was never resolved in respect of the alleged debt. Furthermore, the claimant has given no details as to the breakdown of their claim and the specific period it relates to indicates back billing, so I am unable to defend accurately until the claimant can particularise and quantify its pleadings. 5. The claimant is claiming for a property I never owned or resided at, and therefore not liable for energy costs. 6. Pursuant to OFGEM code of back billing rules the alleged charges are now over 12 months old and relate to charges which have not been billed correctly by EON and are therefore prevented from charging. 7. Pursuant to the civil procedure rules Practice Direction 16 (7.3) Where a claim is based upon a written agreement. 1) a copy of the contract or documents constituting the agreement should be available at the hearing. With the court’s permission the Claimant is put to strict proof to: - a) show and disclose how the Defendant has entered into an agreement. b) show and disclose how the Claimant has reached the amount claimed. 8. As per Civil Procedure Rule 16.5 (4) it is expected that the Claimant prove the allegation that the money is owed. 9. It is therefore denied that the defendant is indebted to the claimant as alleged or at all. Many thanks DX LBA from Lowell.pdf Overdale's response to PAP.pdf 3K Bill Period.pdf
  19. Thanks DX, I saw your reply last night. I have been reading up and drafting my defence. Need some final editing before I paste it here. Bless you.
  20. Thanks very much DX I have been reading on CAG about filing the defence. I keep coming across a member's ongoing chat with you where they have been drafting their defence and I have come up with the following. Am I meant to add or remove items from the above? Thanks
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