This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 2019-03-08. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 2019-03-08. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/08/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

I think/know I have done the interest wrong I am due to issue in the court in the next couple of days. Is the fact that I put the interest in my letters to the bank going to havean effect ??? Or should I just leave it off the claim fom ??? I don't want to have to start again but if thats the only way . . . T xx

Ok - I didn't have an overdraft on my account but on the statements I recieved it had items called "Interest Charged" and I put these as the interest bit. Probably wrong but when my account was in credit I was getting 1p interest but when it was overdrawn by £27.37 they charged me £4.33 !!! I am sure it was not all interest charged Hope this helps but like I said its probably wrong !!! T xx

Ok - as I had nothing better to do tonight I decided to work out the 8% interest which will be added if this matter goes to Court. Using the spreadsheet provided it comes to an extra £995.11 Knowing the way things are going with Barclays I have decided to start drafting the Court Papers ready to go to the Court on 02.06.06. Seeing that interest I wouldn't mind going to Court I have the £120 fee ready too. T xx

Hello I have just been having a read of this. I work as a trainee fee earner (rta only) and I have done 1 year of Law Degree but I am still getting a bit lost. I have requested copies of my Credit Reports and sure enough Barclays hae defulted me On my Equifax Report it says BARCLAYS BANK (I) ** BANK DEFULT * MRS X X XXXXX Terms 0 @ £0.00 Monthly Balances Limit £0 Start £0 Current £+82 Defult £54 Effective Dates Start Defult 01/2004 End 23/01/2004 DOB 12/09/1980 Insight last updated 12/01/2005 Monthly Status D Ok . . . . This account is closed - we had a severe car accident and I couldn't leave the house for 6 months ad lost my job - this is when the problems started. As soon as I got compensation fo the accident I paid it into the account, cleared all the outstanding charges and bought the balance to £0.00. Stupid, stupid girl I never closed the account. Approx 3 months after this I had a DCA turn up on my doorstep saying I owed Barclays £82.00 - I called the bank and they had missed a £30 charge which then put me £30 overdrawn- because I was £30 overdrawn they added another £30, an unauthorised overdraft charge and interest:mad: I argued this with the bank and they agreed they were in the wrong and put the account at £0.00 balance again ..... I then closed the account. AND NOW THIS :mad: I am so damn mad - I have had a perfect account with NatWest for 2 years - never even been close to being overdrawn but it is only a step account - I have asked to have it upgraded and I have always failed the credit scoring and they are saying now it is because of the Barclays Defult. I have also had to go to a mortgage lender with not a very good interest rate and again I tink it is because of this As far as I can see there is nothing else on there. In my letters to thwe bank (LBA sent 19th May) I have asked for te Defult to be removed. I have also written to Equifax advising them a) this has been settled and b) I am fighting Barclays for my charges. Can I get compensation ??? Please can someone help - sorry for the long post T xx

LBA sent by recorded delivery on the 18th to reach them on the 19th. Claim to be issued on the 2nd June 2006. T xx

Mmmmmm I bet he can't wait

Alleycat - you almost sound sorry for him T xx

He is going to be a busy, busy man !!!

Being nosey now !!! Which address have you been using - I have had quick replies from them !!! Good luck. T xx

We are up to the same place !!! I had the same letter today but mine didn't have a number to call - I mustn't be special enough Good luck T xx