ScarletPimpernel
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Irish Debt in UK
ScarletPimpernel replied to dundeeedd's topic in Overseas Debt/Overseas Account issues
To answer the questions: They will struggle to bring a court claim in NI; the loan agreement will be subject to the laws of Ireland. I've not heard of foreign debts being reported by UK CRAs.. Only you can decide how to answer them; you could make an offer if you still have the funds, otherwise wait and see what they do next. -
What work are they asking you to do for the portfolio that you cannot do whilst on duty?
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If you look at the rather amateurish Cireco website, you will see that what is offered is essentially a check of other databases, some of them rather bizarre. As far as the 'database of offenders' is concerned, it strikes me that this, if it really exists, is similar to the construction trades blacklist that was a scandal a few years ago. Quite how Cireco could justify putting someone on a database of offenders when they have not been convicted of any offence is beyond me - and if they had been convicted, it would show on a DBS check. I note that whilst La Lambert purports to be involved in deterring crime, her Cireco website is in breach of the Companies Act 2006 as it does not disclose the company registration number or registered office address. Nor is Cireco listed in the ICO database as registered to process data, and Cireco is not listed as a trading name on RLP's registration.
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Robinson Way - unknown debt - Ex RBS Style Card
ScarletPimpernel replied to Loanly's topic in Royal Bank of Scotland
I suspect that the reason DCAs never wholly admit to their incompetence in cases like this is because to do so would be an admission of their disregard for the regulatory rules that they are obliged to adhere to, and that might well come back to bite them if a complaint is made. We all know that DCAs fail to carry out any sort of due diligence where tracing and documentation is concerned, and we know why; as mentioned above, some people will pay up anyway, and few complain. It is, though, worth a complaint, because the FCA are proving stricter than the OFT. -
Metropolitan, who are HSBC's in-house DCA, churn out review letters automatically whether you are making token payments, other payments or even no payments. They can be ignored.
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Sentinel Debt Recovery Limited
ScarletPimpernel replied to Lima Lima's topic in Debt Collection Agencies
The areyouowedmoney website is an exemplar of amateurism. -
Injury @ work lead to cellulitis
ScarletPimpernel replied to HoracePinker's topic in Employment and minimum wage problems
I suspect that he may say that the cellulitis is an infection secondary to the cut. I'm sure the accident book was filled in with details of the cleaning and dressing of the wound. -
For information:http://www.rblscotland.com/news/archive/glasgow-flats-for-veterans-applications-open-now
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If you think that paying some money will make you feel better, make a donation to charity. Acknowledging that RLP's claim has any legitimacy only encourages their 'misleading and aggressive' behaviour, as the Law Commission put it.
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Asda don't use RLP, but Drydensfairfax, who are solicitors. The basics are the same, and whilst court action remains unlikely Drydensfairfax are able to initiate claims themselves, and have done so on occasion. As you say, Asda have lost nothing and so you owe nothing.
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So am I, and whilst I understand that it must be very disappointing for you to be born elsewhere, you shouldn't tar us all with the same brush! Think on, lad. In any case, I don't think that Lowell's ineptitude is other than entirely representative of the debt collection industry across the country.
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How about:
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Not aware of La Lambert having been a solicitor. RLP had (and may still have) an in-house solicitor named Vanessa Willetts, but we have heard nothing of her since the infamous Oxford case.
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RLP aren't solicitors, dodgy or otherwise; they aren't any sort of legitimate law firm, just speculative invoicers.
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SC Clearance & Dealing With Debt
ScarletPimpernel replied to fkofilee's topic in General Debt Issues
Glad to hear it's worked out for you.With security clearance, vulnerability to bribery or coercion are the issues that can cause problems. A reckless attitude, or ostrich syndrome will be a drama; showing that you are addressing the issues and that any lessons have been learned is viewed positively. -
If you have made no payment, or acknowledged the debt in writing in the 6 years since the relevant date, then it's statute barred.
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Incidentally, 'arrythmia' covers many different conditions - it just means irregular, though not necessarily harmful, electrical heart activity. Some may not even be noticed, whilst some are life-threatening. So, it's entirely possible to be diagnosed with, or suspected of having, an arrythmia, without it needing any treatment, or with delayed treatment doing no harm.
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It's a letter that is known as the Notification of withdrawal of Implied Right of Access. Essentially, it tells them that if they turn up they will be trespassing. My own view is that it's a waste of time. The best way to tackle Scotcall is to send them a short letter along these lines:
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Given the proportion of appeals that are successful, it seems that many people are wrongly penalised by local authorities not giving two hoots about issuing tickets correctly.
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I think you'll find it difficult to prove negligence. Aside from the administrative errors, which don't seem to me to amount to negligence, the main complaint seems to be the waiting time for surgery. In the NHS, patients are generally waitlisted for surgery according to clinical need, which is determined by the consultant who also takes into account other aspects of the case, such as age, occupation, past medical history and so on. A consultant using his clinical judgment is a far cry from a misdiagnosis or treatment error resulting in lasting harm to a patient.
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I don't think they do, directly. Vodafone seem to flog their stuff to Fredricksons, who appear to have a somewhat incestuous relationship with Bryan Carter & Co. Some years ago there was news that Bryan Carter (the individual rather than the firm), was joining another firm which became Carter Crettins or somesuch. Bryan Carter the firm carried on as before; I suspect that it's actually Fredrickson's staff, much like the old Howard Cohen/CL connection. Vodafone's head shed are probably not even aware that someone in their accounts department is dealing with reputation-damaging bottom-feeders like Freds and Carter, although given their record on paying (or not) taxes Vodafone don't appear to possess a corporate moral compass, so maybe in good company.
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As you say, if a post complies with our site rules, then it is allowed. The purpose of CAG is to allow individuals to get advice; it is up to them whether or not they choose to follow it. People seeking advice should not be telling others what they can and cannot post; if they do they are liable to attract moderation. Anyone who has a serious issue with what someone else posts should hit the report button, so that the Site Team can deal with it.
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A minor need not be arrested for an appropriate adult to be required. The appropriate adult is there to ensure that the interests and rights of the minor are protected. It seems to me that a retailer cannot say that having another member of staff present would fulfil that requirement.However, we are perhaps getting ahead of ourselves. I'm still digging around trying to find out whether there's any legal requirement for a minor to have an appropriate adult present outside of a police/criminal justice setting.
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You said RLP did. They do, because it suits their purpose, but we must take care to be clear about the truth of the situation.
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Renegadeimp, I've unapproved your last post as it contained incorrect information. RLP have never taken anyone to court - only the retailer can.
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