Oh i see, thanks for that! Better get to work on it! thanks

Thanks Lula, SC&M asked me to inform the Court of my acceptance or objection. I rang Liverpool County Court and they had received the request, i was told that it would weaken my defence if i had not responded to this request. I am unable to attend the Hearing, so i will need to get everything hand delivered today. Regarding the link you have just posted. It mentions that this application is "Part C Statement on form N244 Application Notice" and that there is a £35 fee. Does this mean i need to fill in another form and pay the fee? Im currently in italy and have no way of doing this, im relying on family to deliver everything for me today. Also in the 3rd section it mentions Lloyds TSB, is this document only for TSB claims? Thanks

Hi, Got my Hearings tomorrow at 2pm, received a letter today from SC&M staing that they have requested a Stay, they have asked that i inform the Court whether i accept or object to their request, obviously i object. Need to hand deliver my objection before 4pm today. Can anyone tell me where i can find info on what to put in my letter as my objections? Any info on Liverpool County Courts stance on requests for Stays? Thanks

Congratulations Christinajanep! That gives me hope. Dolly - ive tried to ring the courts today to ask them, but they are having "technical difficulties". Surely the courts have a responsibility to give out the correct directions, and it would be their fault if they failed to do so?

The court said that i needed to inform them at least 7 days before the court date if i am unable to attend, which i did by letter. Is there any real point in turning up to court? Even if i had the opportunity to say something i dont think i could say anything other than "give me my friggin money!!", doubt that would help. Still a bit confused about the lack of court bundle, seems most are being asked for them. Has anybody won their claim over the last week? Thanks

That was quick! It is the "Notice of Allocation to the Small Claims Track (Hearing)"????? Thanks

Hi, Was wondering if anybody else has NOT been asked to provide a court bundle? Ive got 4 cases being heard at the same time on the 15th August at Liverpool County Court, the only thing that i was asked to do was provide the court and the defendant with a schedule of charges, which i have done. Anybody else in the same situation? Also i am unable to attend court, will this effect my chances? Cheers

Thanks GuidoT. I think i will send them what they have asked for (Schedule of Charges), then i will give them a ring and ask for clarification, then if need be i can send them the bundle aswell. Who do i send it to? The court, Lloyds TSB and their solicitors? All 3? Thanks

Anybody?

Hi Im sure that the answer to my question is somewhere on this site, but unfortunatly i dont have the time to read through all of the threads. Ive just arrived home from holiday to a letter from the court titled 'Notice of Allocation to the Small Claims Track (Hearing)'. The date of the order is the 20th of June and I have been given a court date of the 15th of August. The letter says: DISTRICT JUDGE.......has considered the statements of case and allocation questionnaires filed and allocated the claim to the small claims track. 1. Claimant do within 21 days of the date of this Order, serve a schedule setting out the amount of the individual charges, the dates they were applied to the account and the reasons given for such charges. 2. The hearing of the claim will take place at 14:00 on the 15 August 2007 at ...... County Court, and should take no longer than 10 minutes. The court must be informed immediately if the case is settled by agreement before the hearing date. In order to utilise judicial time more effectively this matter has been listed with a number of similar cases. Date: 20 June 2007 I am slighly confused by this letter, because: 1. The letter states that the Judge 'has considered the statements of case and allocation questionnaires filed', i have never been asked to fill in an Allocation Questionnaire. 2. What exactly do i have to send? (just my schedule of charges? again!) 3. Who do i send it to? The Court and the Defendant? The letter is not clear. To add to my stress, the 21 days are up this Wednesday, that means i will have to send whatever it is im supposed to send tomorrow by recorded next day delivery in order for it to arrive within the 21 days. I would usually search through all of the threads for an answer, but as you can see i dont have the time. Can anybody help? Thanks

Hi, I posted this question elsewhere and was advised to post here. I had an unauthorised overdraft of around £1500 plus a business loan of £10,000 with barclays, i couldnt afford to pay them back so barclays closed my account. I later settled this debt with a debt collection agency (around 75% of the original total). Part of this unauthorised overdraft were several charges i.e returned direct debits etc. I want to know if i can claim back these charges despite the fact that they are part of a larger debt that i did not fully repay???? I also received a letter from barclays saying that the debt had been settled (or something to that effect). Can anyone help? Thanks

Hi, I am in the same situation with barclays. I had an unauthorised overdraft plus a business loan, i couldnt afford to pay them back so barclays closed my account. I later settled this debt with a debt collection agency (around 75% of the original total). Part of this unathorised overdraft were several charges i.e returned direct debits etc. I want to know if i can claim back these charges despite the fact that they are part of a larger debt that i did not fully repay???? I also received a letter from barclays saying that the debt had been settled (or something to that effect). Can anyone help?