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jc_walden

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  1. jc_walden

    Accucard

    This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. Can I claim back any money I have incurred pursuing my court case ie admin, travel, time etc jc
  3. I have received a Notice of Hearing from from the Watford County Court. It says 10 minutes have been allocated for the hearing and that the hearing will take place by way of a telephone conference and that I must arrange the telephone hearing. How do I arrange a telephone hearing?????? What do I say that will take 10 minutes???? has anyone else had a telephone hearing? regards jw
  4. I have received a Notice of Hearing from from the Watford County Court. It says 10 minutes have been allocated for the hearing and that the hearing will take place by way of a telephone conference and that I must arrange the telephone hearing. How do I arrange a telephone hearing?????? What do I say that will take 10 minutes???? jc
  5. Me v Lloyds My Notice of Hearing says: 'directions and allocation hearing on 4 dec. 10 minutes allowed will take place by way of a telephone conference' What is meant by 'directions and allocation hearing'? What will I be asked that will take up only 10 minutes? jw
  6. yes i've gone through all previous steps prior to issuing a MCOL. the claim is for my admin costs, court fees and the original £20 that i was unlawfully charged. thanks but the link you refer to does not work. ps - i have won in a Consumer Credit Act claim against Lloyds and Sechwari Clarke and ****pot before. They knew that they could not win but still sent along an expensive barrister to intimadate me. Judge Pearl of Watford County Court was very nice. jc
  7. Hi all I have begun a Money Claim Online against Lloyds for £130. They have filed a defence stating that: - by using the account the customer acknowledges that the charges are incorperated into the contract. - there is no breach of contract, the charge cannot therefore be a penalty, consequently there is no requirement that the charge be a pre estimate of the banks loss. - the charge are terms which relate to the price payable by the customer for a service provided by the bank and pursuant to reg 6 of the UTCCR 1999 are not subject to an assessment of fairness. What is the law to defeat this? regards jasonw
  8. jc_walden

    Accucard

    Sent library letter off to Accucard. Got standard reply - tough, you signed the contract. Am now sending letter explaining that it is a long established principle of english law that contractual terms are unable to overide Acts of Parliament. If they don't pay up by end of week - i'll start a money claim online. Have just received £100 back from HSBC after sending library letter. jason w
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