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sent prem letter 2 day asking for the charges back £1682.50 ill send you all an update when and ( if ) lol i get the standard reply good work all and good luck to all

as ive read the onus is up to the bank to calculate these charges cheers tony

hi thanks for a comprehensive faq reply just 1 question on the What i require bit reads i caculate that you have taken xxx plusxxx what you charge in overdraft interest for the sum what you have taken total xxx Can i write i calculate that you have taken £xxxx not including interest charges

hi all great site very well done to all involved got 6 years of statements back just by calling my local nationwide bank, they were more than helpfull and did not ask why.Totalled up the charges £1832.50 less the interest they put on top ( can i get back the card missuse charges as well ) anyway , so its a case of asking for the refund of charges which i will use the template for . Ive read all the faqs wish me luck ill keep you all updated regards tony PS i havnt included any interest charges at this point it might be bargining power if i need to defend by saying you keep it i just want the illeagal charges back .