Thanks again everybody, your kind words are very helpfull, good luck to you all, Bob.

many thanks to you all for the kind words, Bob.[sterling00]

Thanks for that tonycee, would not have managed it without this site and everybody's help, it was pretty stressful stuff but got there in the end. good luck to everybody.

been trying to reclaim charges from clydsdale bank since october 06, then out the blue received cheque for full amount july 07, through ill health we where able to be reprecented by court official, must say he was very helpfull.