Well done inthedark!! looks like yours came through at about the same time as mine then! Enjoy!! Ozz

woop woop some more! Just checked my balance and it seems they have paid £260 (interest + court fee) back into my account - oh and whats this an extra £757...lol get in!! Must be from my other account with them that got closed - was going to claim this one but didn't think it was that much! Im going to have a great birthday now! coooommmmmooonnnn!!! Ozz

Ok, many thanks pp Ozz

I have recieved all the charges back but as on yet I haven't had the interest or the court fees back? does anyone know if i can expect them back in my account in the next few days? Ozz

Hey Mrsid, i had exactly the same and i have no doubt it's NBS trying to stall it. They say they will defend and probably have no intention in defending, they use they time to process the claim and pay up. In reality you are now in a cue waiting for a refund. It's wise to have you court bundle easily available but most will be at hand anyway. Keep checking your balance, in some case as per other blogs they pay up before the 28 days expires but be aware they have been known to pay on the 29th, 30th, 31st day after you enter the judgement. Just keep an eye on the situation - i became quite the opsessive compulsive when it came to checking my account balance. Good luck and keep us posted. Ozz

woop woop woop people!! Just checked my balance online and there has been 2 corrections today!! £999.99 & £159.00 Not quite all back yet but will check tommorrow. My MCOL wasn't due to be up until 13th may so this is quite early!! stick with it people, it's daunting but worth while. Thanks to all the CAG community that helped with this - I've remomended this site to loads of friends. Ozz - goin for a beer!

Thanks Kel, just started a new thread about this to see if any other Nationwide customers have had a similar problem! Fingers crossed tho eh! Ozz

Hey guys, not just a mentalist but could do with advice so thought i'd post a new thread, please read original added post:- Does anyone know if we can insist on the money being paid back in the form of a cheuque? The reason is as i may of said I've enterered a debt management programme and the account is working on a reducing overdraft policy at the moment! I obviously want the money and not the debt to be wiped off from the overdraft? I've already filed my mcol and they are intending to defend. I know if they don't act within the 28 'or so' days then i can insist on them paying via cheuque, that is with the judgement button on mcol. But I'm not to sure how these reducing overdrafts work...can you still withdraw from them? or can i write to Mr Bacon asking for the money in cheuque format as the overdraft repayal has been agreed.? Ne advice welcomed. Does anyone think Mr Bacon will payout and skip my account alltogether if i write asking him to? It's a bit late to change the particulars of claim now and just more money i havent really got, i'm just hoping if they pay into my account i can withdraw from it? Thanks in advance again to anyone that helps Ozzwald

Ok many thanks Kelly, I've just rang MCOL and they say you need to pay £35 to amend, and it can take upto 4 weeks, which would mean start waiting again, I think i'll just wait and see what they do next, if they make an offer i'll just insist on them not paying it into my account. If not the lady said that they have until midnight on the 14th May to enter a defence or pay. It's a little frustrating, all this waiting and then it may just be swallowed up by my overdraft, doh! Ozz

Does anyone know if we can insist on the money being paid back in the form of a cheuque? The reason is as i may of said I've enterered a debt management programme and the account is working on a reducing overdraft policy at the moment! I obviously want the money and not the debt to be wiped off from the overdraft? I know if they don't act within the 28 'or so' days then i can insist on them paying via cheuque, that is with the judgement button on mcol. But I'm not to sure how these reducing overdrafts work...can you still withdraw from them? or can i write to Mr Bacon asking for the money in cheuque format as the overdraft repayal has been agreed.? Ne advice welcomed. Thanks Ozz

Cheers PP Done to be safe - I just basically just amended the letter to the courts giving the schedule, is this correct? I used the address podsted by lively lad http://www.consumeractiongroup.co.uk/forum/nationwide/74992-nationwide-contact-information.html It was the swindon address, but just realised i made it to dear sir madam, rather than Mr Bacon, will that be a problem? It's got all my account info and claim number, plus schedule and obviously the amount i want back. Ozz

woop woop guys, that sounds very interesting! I used to have a lot of money (back in the day) but always went over my agreed overdraft...why let me go to £800 if my overdraft was only £400??? surely by letting me they are agreeing? well £10 every month since i was 21 will difinately add up. XJR andy have you sent a schedule of your charges to the court? I have sent this and im thinking i now have to send a copy to the banks solicitor as they 'intent to defend' mhuh whatever! Ozz

Cool Kelly thanks, Well i'll sit and see if the AQ comes through in the post and keep checking my balance. Also i think i'll probably start collating my court bundle...gives me plenty of time that way! Lets just see what they do now, can i expect to have my money back within the 28 days since (10th April) when the mcol was accepted?

Cheers Kelly, thought as much! I've got the info for the bundle but AQ??? do i wait until this arrives? Ozz

They are going to defend the claim!! Oooohh after reading recent threads i was ready to sit and wait out the 28 days allowed for the claim, but i've just had confirmation from Mr Charles Bacon that they intend to defend all of this claim. What's the next step for me? Iunderstand that in certain cases Nationwide say they will defend and then start paying money back into the account. Can anyone help? should i start prearing my Court bundle now and get it sent off? Has anyone had a similar response recently? Thanks Ozz