Just an update! Sent the CCA request on Monday recorded delivery. At work yesterday morning, and lo and behold, a phone call from a company calling themselves Cabot!! The male individual on the other end of the line sounded very agressive, he told me I have an account with them, I said, have you evidence of that, he said, yes, it's here in front on me! He then went on to ask for my personal details, I told him, I do not divulge my details over the phone, he then went on to ask again, I repeated what I had already said, and put the phone down. I immediately put a barr on their calls:grin:

I sent DLC a CCA request on 2nd March 2007 for an old Associates CC. They have not come up with the goods yet!! They send me a letter every 21 days, telling me my account is on hold, and all further action is suspended in anticipation of receiving the documents required. They removed the default on 30th April 2007, after sending them the non compliance letter.

I have been looking at the "deed of assignment" they sent me with their hello letter. It quite clearly looks as if it's one they have produced themselves, the format of the letter looks nothing like the ones you get from Barclaycard and to top it all the account number is incorrect! Your advice please!!:-?

Just to let you know, I CCA'd Direct and Legal Collections, who were trying to collect an old Citi debt, on 2nd March. To date they have been unable to supply it, and I took it out, I think, 1998/9.

Thanks Seahorse, I've just had a phone call the number is 08009172225. Of course I didn't answer it, but did a bit of research via the "Say No To 08700" web site, and yes it's our friends Cabot! Fortunately I've got Call Barring, so hopefully will not be receiving any more of their calls, unless they have other tactics up their sleeves, like Capital One, whereby they use at least six different numbers. We shall see!!

I would also love to join the Cabot club! I received their "Hello" letter yesterday, they have bought a credit card debt which I could not afford to pay from Barclaycard/Littlewoods. Following the invaluable advice on this forum, I had already CCA'd Littlewoods at the end of May. They responded with the unsigned application form, no T&C,'s or statement of account, and as they hadn't come up with the goods, I was biding my time! I will CCA Cabot in the meantime, no doubt they will come up with the same document. I have sent off my SAR request, and have received all statements, but as yet haven't had the time to start my claim. Reading through the other threads, looks like they can be tough, so I may need some help!!

Forgot to add that I CCA'd Littlewoods/Barclaycard on 24th May and got by return, another signed application form. I will be sitting this one out until they default!

I CCA'd Barclaycard on 28th March, and on 2nd April I got a signed application form. The covering letter said " Please find enclosed a copy of the Original application as requested" They are now in criminal default, and I've had no other communication with them.

I have just reported Cap One to the OFT for exactly the same thing! Fortunately I have call barring on my BT line so this has all but eliminated their pestering. But, it has been a difficult, they use so many different numbers. I think in all I have about eight!!

Hi All I have been reading this forum for some time now and it's been really helpful. I have started my road to reclaiming my bank charges, sent the first letter on Monday with the payment. I am anticipating a fight, but hey, nothing ventured nothing gained!. On a seprerate quest with Citi Cards, sent SAR on Tuesday. SAR to GUS yesterday! Just hope I'll have enough time to see it all through!!